Union County property record for 1040 Bee Tree Ln, Cobden, IL 62920 · Last verified August 2026
| Property Type | Rural Home |
|---|---|
| Lot Size | 15 acres (653,400 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $841 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jul 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-06-02-084 |
| Primary APN | 04-06-02-084 |
|---|---|
| Alternative APN |
|
| Lot Area | 653,400 sqft (15 acres) |
|---|
| Street Address | 1040 BEE TREE LN |
|---|---|
| City | COBDEN |
| State | IL |
| Zip | 62920-3039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S6 T11 R1W SW CR NW NE, NW PT SW NE |
| Legal Range | 01W |
| Legal Township | 11 |
| Legal Section | 06 |
| Jurisdiction | UNION IL |
| Township / Civil Division | COBDEN DISTRICT 2 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 950200 |
Source: Union County records · APN 04-06-02-084
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1040 BEE TREE LN, COBDEN, IL 62920-3039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 14, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST SOUTHERN BANK |
| Jul 18, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIRST SOUTHERN BANK |
| Sep 23, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST SOUTHERN BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION IL |
| Property Address | 1040 BEE TREE LN, COBDEN, IL 62920-3039 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02022R0245 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 2022R0245 |
| Name | FIRST SOUTHERN BANK |
|---|---|
| Type | Bank |
| Address | MARION, IL 62959 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 05, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION IL |
| Property Address | 1040 BEE TREE LN, COBDEN, IL 62920-3039 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018R1231 |
|---|---|
| Date | Jul 18, 2018 |
| Instrument | 2018R1231 |
| Name | FIRST SOUTHERN BANK |
|---|---|
| Type | Bank |
| Address | MARION, IL 62959 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 37 Months |
| Due | Aug 03, 2021 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.66% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION IL |
| Property Address | 1040 BEE TREE LN, COBDEN, IL 62920-3039 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019R1635 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 2019R1635 |
| Name | FIRST SOUTHERN BANK |
|---|---|
| Type | Bank |
| Address | MARION, IL 62959 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Sep 06, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Union County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Union County |
| Unified School District | Cobden School Unit District 17 (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $841.00 (-4.54%) | $16,800 (+10.43%) Land $6,760 Building $10,040 |
| 2022 | $881.00 | $15,213 Land $5,173 Building $10,040 |
Source: FEMA National Flood Hazard Layer, Union County (17181C), updated May 2, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171819502001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Wisper ISP | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE (outdoors only)
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