Chesapeake City property record for 1040 Baydon Ln, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,270 sqft · built 1992 |
| Lot Size | 0.295 acres (12,850 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $356,000 (Apr 2005) |
| Tax Bill | $4,972 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Sep 2021 Refinance + 4 more |
| APN | 0615005000030 |
| Primary APN | 0615005000030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,270 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Upper Floors Area | 864 sqft |
| Attic | Attic |
| Attic Area | 220 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,850 sqft (0.295 acres) |
| Lot Dimensions | 148 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 419 sqft |
| Patio Area | 192 sqft |
| Balcony Area | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1040 BAYDON LN |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-9039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12AS: RES |
| Legal Description | 3 ETHERIDGE WOODS SEC 5A |
| Legal Subdivision | ETHERIDGE WOODS |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 21013 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1040 BAYDON LN, CHESAPEAKE, VA 23322-9039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Sep 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC |
| Jun 5, 2015 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jun 15, 2009 | Deed of Trust, Mortgage · Conventional Mortgage MONARCH BANK |
| Oct 6, 2016 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Apr 19, 2005 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2005 · Amount on Record |
| Deed Sale | Apr 19, 2005 · Amount on Record |
| Deed Book / Page | 5960 / 331 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1040 BAYDON LN, CHESAPEAKE, VA 23322-9039 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10185/1035 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 10185/1035 |
| Instrument | 200024217 |
| Name | QUICKEN LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.63% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1040 BAYDON LN, CHESAPEAKE, VA 23322-9039 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010438/621 |
|---|---|
| Date | Sep 2, 2021 |
| Book Page | 10438/621 |
| Instrument | 210040212 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1040 BAYDON LN, CHESAPEAKE, VA 23322-9039 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 09519/1536 |
|---|---|
| Date | Jun 5, 2015 |
| Book Page | 9519/1536 |
| Name | BANK OF AMERICA NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 294 Months |
| Due | Dec 1, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1040 BAYDON LN, CHESAPEAKE, VA 23322-9039 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007840/806 |
|---|---|
| Date | Jun 15, 2009 |
| Book Page | 7840/806 |
| Name | MONARCH BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1040 BAYDON LN, CHESAPEAKE, VA 23322-9039 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 009706/392 |
|---|---|
| Date | Oct 6, 2016 |
| Book Page | 9706/392 |
| Instrument | 160027923 |
| Name | QUICKEN LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 19, 2005 |
| Property Address | 1040 BAYDON LN, CHESAPEAKE, VA 23322-9039 |
| Document Number | 005960/331 |
| Book / Page | 5960 / 331 |
| Instrument Date | Apr 7, 2005 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0005960334 |
|---|---|
| Date | Apr 19, 2005 |
| Instrument | 5960/334 |
| Name | WELLS FARGO BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $534,500 (+8.57%) Land $210,000 Building $324,500 | $534,500 (+8.57%) Land $210,000 Building $324,500 | |
| 2025 | $4,972.00 (+33.91%) | $492,300 (+10.8%) Land $185,000 Building $307,300 | $492,300 (+10.8%) Land $185,000 Building $307,300 |
| 2023 | $444,300 (+7.01%) Land $175,000 Building $269,300 | $444,300 (+7.01%) Land $175,000 Building $269,300 | |
| 2022 | $415,200 Land $150,000 Building $265,200 | $415,200 Land $150,000 Building $265,200 | |
| 2019 | $3,713.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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