1040 Barger Rd, Salisbury, NC 28146 Property Records

Rowan County property record for 1040 Barger Rd, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,890 sqft · built 1981
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Sep 2026)
Tax Bill	$1,260 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`629 136`

Property Details

APN / Parcel Number

Primary APN	`629 136`
Alternative APN	`6006095`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,890 sqft Living Area
1st Floor Area	1,890 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2000
Architectural Style	Rustic
Exterior Material	Wood Siding
Foundation Type	Footing
Lot Area	87,120 sqft (2 acres)
Garage Type	Carport
Garage Area	900 sqft
Carport	Carport
Carport Area	900 sqft
Porch	Porch
Porch Area	200 sqft
Storage Building	288 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	1040 BARGER RD
City	SALISBURY
State	NC
Zip	28146-5037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.00AC
Legal Subdivision	HOMER HAND #2
Legal Tract	2
Jurisdiction	ROWAN NC
Township / Civil Division	PROVIDENCE
Census Block Group	3
Census Block	3031
Census Tract	50903

Owner

Source: Rowan County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1040 BARGER RD, SALISBURY, NC 28146-5037
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE
Mar 25, 2024	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Mar 27, 2018	Deed of Trust, Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2026 · Amount on Record
Deed Sale	Sep 11, 2026 · Amount on Record
Deed Book / Page	1490 / 702
Prior Transfer Date	Jul 22, 2004
Prior Transfer Doc	1013000871
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Sep 11, 2026
Property Address	1040 BARGER RD, SALISBURY, NC 28146-5037
Document Number	1490000702
Book / Page	1490 / 702
Instrument Date	Sep 11, 2026
Transaction Type	Transfer
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42,420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 BARGER RD, SALISBURY, NC 28146-5037

Mortgage

Document Number	1490000703,
Date	Sep 11, 2026
Book Page	1490/703

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	1490000704,
Date	Sep 11, 2026
Book Page	1490/704

Lender

Name	HOUSING FINANCE AGENCY NC

Agreement

Amount	Amount Recorded

Interest

Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1040 BARGER RD, SALISBURY, NC 28146-5037
Transaction Type	Mortgage
Record Updated	Apr 5, 2024
Title Company	KENSINGTON VANGUARD NATIONAL LAND, KENSINGTON VANGUARD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 BARGER RD, SALISBURY, NC 28146-5037

Mortgage

Document Number	0014390336
Date	Mar 25, 2024
Book Page	1439/336

Lender

Name	TRUIST BANK
Type	Bank
Address	CHESAPEAKE, VA 23324

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1040 BARGER RD, SALISBURY, NC 28146-5037
Document Number	0013060757
Instrument Date	Mar 27, 2018
Transaction Type	Mortgage
Record Updated	Apr 18, 2018
Title Company	BB AND T ML POST CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 BARGER RD SALISBURY NC 281465037, SALISBURY, NC 28146-5037

Mortgage

Document Number	0013060757
Date	Apr 2, 2018
Book Page	001306/000757

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,260.00	$190,992 (-) Land $48,050 Building $142,942	$190,992 (-) Land $48,050 Building $142,942
2025	$1,260.00	$190,992 (-) Land $48,050 Building $142,942
2023	$1,260.00	$190,992 Land $48,050 Building $142,942	$190,992 Land $48,050 Building $142,942

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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