1040 B St, Unadilla, NE 68454 Property Records

Otoe County property record for 1040 B St, Unadilla, NE 68454

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,604 sqft · built 2002
Lot Size	1.28 acres (55,757 sqft)
Owner	2 Individual Names on File
Last Sale	$321,000 (Aug 2020)
Tax Bill	$3,271 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`999554212`

Property Details

APN / Parcel Number

Primary APN	`999554212`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,604 sqft Living Area
Gross Area	1,764 sqft
1st Floor Area	1,232 sqft
Basement Area	350 sqft
Unfinished Basement	616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Other
Construction Type	Log
Roof Material	Built-Up Asphalt
Lot Area	55,757 sqft (1.28 acres)
Garage Type	Carport
Garage Area	672 sqft
Carport	Carport
Carport Area	672 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	56 sqft
Patio Area	308 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1040 B ST
City	UNADILLA
State	NE
Zip	68454-4282
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRICULTUR
Legal Description	2-8-10 LOT A WINDMILL HILLS 2ND ADD IN NE1/4 SW1/4 1.28 AC SOUTH RUSSELL; MAP NUMBER: 3701-02-0-00000-000-0000
Legal Range	10
Legal Township	08
Legal Section	02
Legal Subdivision	RURAL AG
Legal Lot Number	A
Jurisdiction	OTOE NE
Township / Civil Division	SOUTH RUSSELL
Census Block Group	2
Census Block	2120
Census Tract	966800

Owner

1040 B St is owned and occupied by two individuals who bought it in August 2020.

Source: Otoe County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1040 B ST, UNADILLA, NE 68454-4282
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2017	Deed of Trust, Mortgage UNION BANK & TRUST CO
Aug 11, 2020	Warranty Deed, Transfer · VA Mortgage LINCOLN FEDERAL SAVINGS BANK OF NEB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2020 · Amount on File
Deed Sale	Aug 11, 2020 · Amount on File
Prior Sale	Oct 9, 2007 · Amount on File
Deed Document Number	20202029
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	1040 B ST, UNADILLA, NE 68454-4282
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201701250
Date	Jun 5, 2017
Instrument	201701250

Lender

Name	UNION BANK & TRUST CO
Type	Bank
Address	LINCOLN, NE 68501

Agreement

Amount	Amount on Record

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTOE NE
Recording Date	Aug 11, 2020
Property Address	1040 B ST, UNADILLA, NE 68454-4282
Document Number	0202002029
Instrument Date	Jul 29, 2020
Instrument	202002029
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$722.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202002030
Date	Aug 11, 2020
Instrument	202002030

Lender

Name	LINCOLN FEDERAL SAVINGS BANK OF NEB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1040 B St was $3,271.

Source: Otoe County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Otoe County
Municipality	Unadilla Village
Unified School District	Syracuse-Dunbar-Avoca Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,271.00	$396,177 Land $66,000 Building $330,177	$396,177 Land $66,000 Building $330,177
2023	$5,713.00	$389,668 Land $60,000 Building $329,668	$389,668 Land $60,000 Building $329,668

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1040 B St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1040 B St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 88% of Nebraska
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF UNADILLA serves 311 people · EPA ID NE3113101
Water Source	Purchased groundwater from OTOE CO RWD #3
Last State Inspection	Apr 2025
Lead	2 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Windstream DSL · Fiber in parts of the area	200 / 20
GigFire Fixed Wireless	150 / 130
Zito Media Cable	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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