Morgan County property record for 1040 Arbor Ln, Madison, GA 30650
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,472 sqft · built 2016 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,000 (Dec 2021) |
| Tax Bill | $4,841 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 035 286 |
| Primary APN | 035 286 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,472 sqft Heated Area |
| 1st Floor Area | 450 sqft |
| Attic | Attic |
| Attic Area | 390 sqft |
| Basement Area | 1,782 sqft |
| Finished Basement | 1,782 sqft |
| Unfinished Basement | 1,344 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 34,848 sqft (0.8 acres) |
| Terrain | Rolling |
| Garage Area | 520 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 10719 |
|---|---|
| Street Address | 1040 ARBOR LN |
| City | MADISON |
| State | GA |
| Zip | 30650-3784 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | THE ARBORS AT MADISON LOT 3 |
| Legal Subdivision | ARBORS AT MADISON |
| Legal Phase | 01 |
| Legal Lot Number | 3 |
| Jurisdiction | MORGAN GA |
| Township / Civil Division | MADISON |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 10302 |
1040 Arbor Ln is owned and occupied by two individuals who bought it in December 2021.
Source: Morgan County records, as of December 9, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1040 ARBOR LN, MADISON, GA 30650-3784 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE |
| May 18, 2018 | Warranty Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2021 · Amount on File |
| Deed Sale | Dec 1, 2021 · Amount on File |
| Prior Sale | May 18, 2018 · Amount on File |
| Deed Document Number | 20211379 |
| Deed Book / Page | 685 / 35 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN GA |
| Recording Date | Dec 1, 2021 |
| Property Address | 1040 ARBOR LN, MADISON, GA 30650-3784 |
| Document Number | 0000685/35 |
| Book / Page | 685 / 35 |
| Instrument Date | Dec 1, 2021 |
| Instrument | 2021-001379 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1040 ARBOR LN, MADISON, GA 30650-3784 |
| Document Number | 0000000685/0000000037 |
|---|---|
| Date | Dec 2, 2021 |
| Book Page | 0000000685/0000000037 |
| Name | FAIRWAY INDEPENDENT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN GA |
| Recording Date | May 18, 2018 |
| Property Address | 1040 ARBOR LN, MADISON, GA 30650-3784 |
| Document Number | 000608/465 |
| Book / Page | 608 / 465 |
| Instrument Date | May 18, 2018 |
| Instrument | 2018-000590 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1040 ARBOR LN, MADISON, GA 30650-3784 |
| Document Number | 000608/467 |
|---|---|
| Date | May 21, 2018 |
| Book Page | 608/467 |
| Instrument | 001826 |
| Name | HOMESIDE FINANCIAL |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2048 |
The 2025 property tax bill for 1040 Arbor Ln was $4,841.
Source: Morgan County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,841.00 | $216,022 Land $26,400 Building $189,622 | $540,055 Land $66,000 Building $474,055 |
| 2023 | $4,636.00 (+2.2%) | $197,307 (+6.38%) Land $25,200 Building $172,107 | $493,268 (+6.38%) Land $63,000 Building $430,268 |
| 2022 | $4,536.00 | $185,470 Land $20,000 Building $165,470 | $463,674 Land $50,000 Building $413,674 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1040 Arbor Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 26, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1040 Arbor Ln is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 53% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAGLES VIEW private · serves 267 people · EPA ID GA1330050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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