Santa Cruz County property record for 1040 Amber Ridge Loop, Boulder Creek, CA 95006
| Property Type | Commercial |
|---|---|
| Lot Size | 5.28 acres (230,432 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $63,000 (Apr 1997) |
| Tax Bill | $4,046 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 089-101-78 |
| Primary APN | 089-101-78 |
|---|---|
| Alternative APN |
|
| Lot Area | 230,432 sqft |
|---|
| Street Address | 1040 AMBER RIDGE LOOP |
|---|---|
| City | BOULDER CREEK |
| State | CA |
| Zip | 95006 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | SU |
| Legal Description | TWP 09S RGE 02W SEC 15 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 120301 |
1040 Amber Ridge Loop, a commercial property, is owned by two individuals who bought it in April 1997.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12780 HIGHSIDE TERRACE AVE # 1217, 1217, BOULDER CREEK, CA 95006 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 1997 · Amount on File |
| Deed Sale | Apr 1, 1997 · Amount on File |
| Prior Sale | Aug 2, 1995 · Amount on File |
| Deed Document Number | 199713856 |
| Prior Transfer Date | Jul 27, 1995 |
| Prior Transfer Doc | 0000038335 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1040 Amber Ridge Loop was $4,046.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $330,033 (+2%) Land $88,050 Building $241,983 | |
| 2025 | $4,046.00 | $323,562 Land $86,324 Building $237,238 |
| 2023 | $3,842.00 (+2.34%) | $310,998 Land $82,972 Building $228,026 |
| 2022 | $3,754.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1040 Amber Ridge Loop in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 15 (1982–2000) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Feb 2000 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1040 Amber Ridge Loop is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
4G LTE (outdoors only), no 5G reported
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