Black Hawk County property record for 1040 Alabar Ave, Waterloo, IA 50701
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 3,040 sqft · built 1988 |
| Lot Size | 2.04 acres (89,167 sqft) |
| Owner | Company Name on File |
| Tax Bill | $63,022 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-21-456-008 |
| Primary APN | 8913-21-456-008 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 3,040 sqft Gross Area |
| 1st Floor Area | 15,400 sqft |
| Basement Area | 3,040 sqft |
| Unfinished Basement | 3,040 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Material | Shingle |
| Lot Area | 89,167 sqft (2.04 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1040 ALABAR AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-3200 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | UNPLATTED WATERLOO WEST PART OF SW SE SEC 21 T 89 R 13 DESC AS COM AT A PT 30.06 FT N SW COR SE 1/4 SEC TO POB TH N 258.65 FT |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 21 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 1502 |
1040 Alabar Ave, a commercial property, is owned by a company.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 62, ALBION, IA 50005-0062 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1040 ALABAR AVE, WATERLOO, IA 50701-3200 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200005876 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 202200005876 |
| Name | LIBERTY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JOHNSTON, IA 50131 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1040 Alabar Ave was $63,022, down 0.1% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $63,022.00 (-0.12%) | $1,603,800 Land $529,110 Building $1,074,690 | $1,603,800 Land $529,110 Building $1,074,690 |
| 2024 | $63,096.00 | ||
| 2023 | $1,603,800 (+25.79%) Land $529,110 Building $1,074,690 | $1,603,800 Land $529,110 Building $1,074,690 | |
| 2022 | $43,984.00 | $1,275,000 Land $188,970 Building $1,086,030 | |
| 2021 | $1,275,000 Land $188,970 Building $1,086,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1040 Alabar Ave in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 19 (1978–2013) |
| Claims Outside the SFHA | 5 of 19 |
| Most Recent Claim | May 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1040 Alabar Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| CenturyLink DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink, Verizon.
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