Oakland County property record for 1040 Adele Ct, Rochester Hills, MI 48309
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,772 sqft · built 2002 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $577,000 (Mar 2023) |
| Tax Bill | $7,018 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Mar 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-15-28-277-015 |
| Primary APN | 70-15-28-277-015 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,772 sqft Living Area |
| 1st Floor Area | 2,096 sqft |
| Basement Area | 2,033 sqft |
| Unfinished Basement | 2,053 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 130 ft deep x 85 ft wide |
| Garage Area | 682 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1040 ADELE CT |
|---|---|
| City | ROCHESTER HILLS |
| State | MI |
| Zip | 48309-3701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T3N, R11E, SEC 28 COVINGTON PLACE NO 3 LOT 40 6-2-99 FR 200-193 |
| Legal Range | 11E |
| Legal Township | 03N |
| Legal Section | 28 |
| Legal Subdivision | COVINGTON PLACE #3 |
| Legal Lot Number | 6,40 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ROCHESTER HILLS |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 194200 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1040 ADELE CT, ROCHESTER HILLS, MI 48309-3701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2021 | Deed of Trust, Mortgage · VA Mortgage UNION HOME MORTGAGE CORP |
| Mar 1, 2023 | Warranty Deed, Transfer · VA Mortgage NORTHPOINTE BANK |
| Apr 13, 2020 | Warranty Deed, Transfer · VA Mortgage PRIME LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2023 · Amount on Record |
| Deed Sale | Mar 1, 2023 · Amount on Record |
| Prior Sale | Apr 13, 2020 · Amount on Record |
| Deed Document Number | 202319956 |
| Deed Book / Page | 58448 / 891 |
| Prior Transfer Date | Feb 11, 2003 |
| Prior Transfer Doc | 0279340106 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1040 ADELE CT, ROCHESTER HILLS, MI 48309-3701 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1040 ADELE CT, ROCHESTER HILLS, MI 48309-3701 |
| Document Number | 0000252692 |
|---|---|
| Date | Nov 3, 2021 |
| Book Page | 57051/42 |
| Instrument | 252692 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 1, 2023 |
| Property Address | 1040 ADELE CT, ROCHESTER HILLS, MI 48309-3701 |
| Document Number | 0000019956 |
| Book / Page | 58448 / 891 |
| Map Reference | LB 268 PG 34-37 |
| Instrument Date | Feb 24, 2023 |
| Instrument | 19956 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2024 |
| Title Company | STERLING TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,327.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1040 ADELE CT, ROCHESTER HILLS, MI 48309-3701 |
| Name | Verified Name |
|---|---|
| Address | 1040 ADELE CT, ROCHESTER HILLS, MI 48309-3701 |
| Document Number | 0058448893 |
|---|---|
| Date | Mar 1, 2023 |
| Instrument | 58448/893 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 13, 2020 |
| Property Address | 1040 ADELE CT, ROCHESTER HILLS, MI 48309-3701 |
| Document Number | 0000075048 |
| Book / Page | 054069 / 000620 |
| Instrument Date | Apr 3, 2020 |
| Instrument | 75048 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2020 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,775.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 621 DARTMOUTH DR ROCHESTER HILLS MI 483074519, ROCHESTER HILLS, MI 48307-4519 |
| Document Number | 75049 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 054069/000621 |
| Instrument | 75049 |
| Name | PRIME LNDG |
|---|---|
| Address | ROCHESTER HILLS, MI 48309-3701 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 12, 2050 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Rochester Hills City |
| Unified School District | Rochester Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,018.00 (+2.87%) | ||
| 2024 | $6,822.00 (+4.47%) Homeowner's exemption | ||
| 2022 | $6,530.00 | $216,350 | $432,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCHESTER HILLS serves 74,000 people · EPA ID MI0000325 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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