1040 Adams St, Anoka, MN 55303 Property Records

Anoka County property record for 1040 Adams St, Anoka, MN 55303

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,328 sqft · built 1977
Lot Size	0.23 acres (10,018 sqft)
Owner	2 Individual Names on File
Last Sale	$264,900 (Aug 2019)
Tax Bill	$3,663 (2026)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-31-24-14-0116`

Property Details

APN / Parcel Number

Primary APN	`07-31-24-14-0116`
Alternative APN	`39960`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,328 sqft Living Area
1st Floor Area	1,328 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1981
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,018 sqft (0.23 acres)
Garage Area	540 sqft
Driveway	Driveway
Porch	Open Porch
Porch Area	78 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	39960
Street Address	1040 ADAMS ST
City	ANOKA
State	MN
Zip	55303-2620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SAUTERS ADDITION LOT 3 BLK 2 SAUTERS ADD (SUBJ TO EASE ASSHOWN ON PLAT)
Legal Range	24W
Legal Township	31N
Legal Section	07
Legal Subdivision	SAUTERS ADD
Legal Block	2
Legal Lot Number	3
Jurisdiction	ANOKA MN
Township / Civil Division	ANOKA
Census Block Group	2
Census Block	2010
Census Tract	50504

Owner

1040 Adams St is owned and occupied by two individuals who bought it in August 2019.

Source: Anoka County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1040 ADAMS ST, ANOKA, MN 55303-2620
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2019 · Amount on File
Deed Sale	Aug 28, 2019 · Amount on File
Prior Sale	Sep 24, 2014 · Amount on File
Deed Document Number	20192236743002
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANOKA MN
Recording Date	Aug 28, 2019
Property Address	1040 ADAMS ST, ANOKA, MN 55303-2620
Document Number	2236743002
Instrument Date	Aug 21, 2019
Instrument	2236743002
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$874.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1040 ADAMS ST ANOKA MN 553032620, ANOKA, MN 55303-2620

Mortgage

Document Number	2236743004
Date	Aug 28, 2019
Instrument	2236743004

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	BLOOMINGTON, MN 55435

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2049

Mortgage

Document Number	2236743005,
Date	Aug 28, 2019
Instrument	2236743005

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	BLOOMINGTON, MN 55435

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1040 Adams St was $3,663 with a homeowner's exemption.

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Anoka County
Municipality	Anoka City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,663.00 Homeowner's exemption	$370,200 Land $89,500 Building $280,700	$370,200 Land $89,500 Building $280,700
2024	$3,333.00	$335,800 Land $77,000 Building $258,800	$335,800 Land $77,000 Building $258,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1040 Adams St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1040 Adams St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Anoka serves 17,798 people · EPA ID MN1020001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Adams St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures