Elko County property record for 1040 A St, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,196 sqft · built 1960 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Jan 2024) |
| Tax Bill | $1,014 (2025) |
| Deeds & Mortgages | Jan 2024 Transfer Jan 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-082-011 |
| Primary APN | 001-082-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| Gross Area | 2,852 sqft |
| 1st Floor Area | 1,196 sqft |
| Basement Area | 1,196 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,009 sqft (0.115 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Canopy | 60 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1040 A ST |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-2908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | SUNSET HEIGHTS SUBDIVISION FILE 75368 |
| Legal Subdivision | SUNSET HEIGHTS SUBDIVISION |
| Legal Block | 81R |
| Legal Lot Number | 24 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 950900 |
Source: Elko County assessment roll, as of July 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6059 W ARRANMORE DR, SOUTH JORDAN, UT 84009-1436 |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Date | Document |
|---|---|
| Jan 12, 2024 | Intrafamily Transfer, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Jan 12, 2024 | Bargain and Sale Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 12, 2024 · Amount on Record |
| Deed Sale | Jan 12, 2024 · Amount on Record |
| Prior Sale | Jan 23, 2013 · Amount on Record |
| Deed Document Number | 2024832455 |
| Prior Transfer Date | Jan 6, 2024 |
| Prior Transfer Doc | 0000832454 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jan 12, 2024 |
| Property Address | 1040 A ST, ELKO, NV 89801-2908 |
| Document Number | 0000832454 |
| Map Reference | DOC 75368 |
| Instrument Date | Jan 6, 2024 |
| Instrument | 832454 |
| Transaction Type | Transfer |
| Record Updated | Feb 29, 2024 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6059 W ARRANMORE DR, SOUTH JORDAN, UT 84009-1436 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jan 12, 2024 |
| Property Address | 1040 A ST, ELKO, NV 89801-2908 |
| Document Number | 0000832455 |
| Map Reference | DOC 75368 |
| Instrument Date | Jan 4, 2024 |
| Instrument | 832455 |
| Transaction Type | Transfer |
| Record Updated | Feb 29, 2024 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,053.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1040 A ST, ELKO, NV 89801-2908 |
| Document Number | 0000832456 |
|---|---|
| Date | Jan 12, 2024 |
| Instrument | 832456 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
Source: Elko County assessment roll, as of July 30, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,014.00 (+7.99%) | $40,947 (+34.99%) Land $15,050 Building $25,897 | $116,991 (+34.99%) Land $43,000 Building $73,991 |
| 2023 | $939.00 (+3.07%) | $30,333 (+15.51%) Land $6,615 Building $23,718 | $86,666 (+15.51%) Land $18,900 Building $67,766 |
| 2022 | $911.00 | $26,261 Land $6,615 Building $19,646 | $75,031 Land $18,900 Building $56,131 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Nevada |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber · Fixed Wireless in parts of the area | 2,000 / 2,000 |
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| White Cloud Communications Fixed Wireless · Fiber in parts of the area | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: Beehive Broadband, CC Communications Broadband, Rise Broadband, Verizon.
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