1040 65th St, Windsor Heights, IA 50324 Property Records

Polk County property record for 1040 65th St, Windsor Heights, IA 50324

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,008 sqft · built 1927
Lot Size0.443 acres (19,340 sqft)
OwnerIndividual Name on Record
Last Sale$233,000 (Jul 2025)
Tax Bill$3,588 (2024)
Deeds & MortgagesJul 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7825-02-127-045

Property Details

APN / Parcel Number

Primary APN7825-02-127-045
Alternative APN
  • 292/00515-000-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
Gross Area1,201 sqft
1st Floor Area816 sqft
Attic Area204 sqft
Basement Area816 sqft
Finished Basement400 sqft

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1928
Architectural StyleBungalow
Exterior MaterialWood Siding
Construction TypeWood Frame
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area19,340 sqft (0.443 acres)
Lot Dimensions241 ft deep x 90 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area112 sqft
Deck Area336 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Street Address1040 65TH ST
CityWINDSOR HEIGHTS
StateIA
Zip50324-1806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 1/2 LOT 10 COOPER PLACE
Legal Range25W
Legal Township78N
Legal Section2
Legal SubdivisionCOOPER PLACE
Legal Lot Number10
JurisdictionPOLK IA
Township / Civil DivisionWALNUT
Census Block Group3
Census Block3002
Census Tract11201

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1040 65TH ST, WINDSOR HEIGHTS, IA 50324-1806
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 2025 · Amount on Record
Deed SaleJul 22, 2025 · Amount on Record
Prior SaleJul 13, 2015
Deed Document Number2025-00042355
Deed Book / Page20211 / 492
Record UpdatedJun 8, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateJul 22, 2025
Property Address1040 65TH ST, WINDSOR HEIGHTS, IA 50324-1806
Document Number0000042355
Book / Page20211 / 492
Instrument DateJun 30, 2025
Instrument2025-00042355
Transaction TypeTransfer
Record UpdatedOct 16, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$372.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1040 65TH ST, WINDSOR HEIGHTS, IA 50324-1806

Mortgage

Document Number0000042356
DateJul 22, 2025
Instrument2025-00042356
Lender
NameGREENSTATE CU
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2055

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityWindsor Heights City
Unified School DistrictDes Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$229,600 (+16.02%) Land $69,400 Building $160,200$229,600 (+16.02%) Land $69,400 Building $160,200
2024$3,588.00 (+3.16%)
2023$197,900 Land $61,400 Building $136,500$197,900 Land $61,400 Building $136,500
2020$3,478.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 59 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies123 units insured
incl. 64 condo units
Nearby Flood Claims4 (1990–2010)
Claims Outside the SFHA2 of 4
Most Recent ClaimAug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event
  • Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemURBANDALE WATER UTILITY
serves 45,605 people · EPA ID IA7780042
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
Also Mapped HereDES MOINES WATER WORKS
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
2,000 / 1,000
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Google Fiber, ICS Advanced Technologies, Verizon.

Nearby Properties on 65th St

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