1040 4th Ave NW, Milaca, MN 56353 Property Records

Mille Lacs County property record for 1040 4th Ave NW, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,072 sqft · built 1984
Lot Size	0.022 acres (975 sqft)
Owner	Individual on Record
Last Sale	$135,000 (Dec 2019)
Tax Bill	$2,196 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Dec 2019 Sale
Flood Zone	Zone X (moderate risk)
APN	`21-763-0040`

Property Details

APN / Parcel Number

Primary APN	`21-763-0040`

Interior

Building Area	1,072 sqft Living Area
Basement Area	640 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	975 sqft (0.022 acres)
Garage Area	1 sqft
Parking Spaces	1 Parking Space
Deck Area	48 sqft

Location & Zoning

Street Address	1040 4TH AVE NW
City	MILACA
State	MN
Zip	56353-1761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 4
Legal Range	27
Legal Township	38
Legal Section	23
Legal Subdivision	MILACA RIVERWOOD TOWNHOUSES CONDO NO 2
Legal Unit	4
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	3
Census Block	3005
Census Tract	170500

Owner

Source: Mille Lacs County assessment roll, as of September 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	1040 4TH AVE NW, MILACA, MN 56353-1761
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC
Dec 4, 2019	Affidavit, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2019 · Amount on Record
Deed Sale	Dec 4, 2019 · Amount on Record
Deed Document Number	2019414607
Prior Transfer Date	Nov 27, 2019
Prior Transfer Doc	A414605
Record Updated	Sep 20, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Dec 4, 2019
Property Address	1040 4TH AVE NW, MILACA, MN 56353-1761
Document Number	A414607
Instrument Date	Nov 27, 2019
Instrument	A414607
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 4TH AVE NW, MILACA, MN 56353-1761

Mortgage

Document Number	A414609
Date	Dec 4, 2019
Instrument	A414609

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2019: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	MILLE LACS MN
Recording Date	Dec 4, 2019
Property Address	1040 4TH AVE NW, MILACA, MN 56353-1761
Document Number	A414605
Instrument Date	Nov 27, 2019
Instrument	A414605
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1257 106TH AVE NW, COON RAPIDS, MN 55433-6322

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,196.00 (-2.31%)
2025	$2,248.00 (+4.46%) Homeowner's exemption	$186,000 (+6.29%) Land $27,000 Building $159,000	$186,000 (+6.29%) Land $27,000 Building $159,000
2023	$2,152.00	$175,000 Land $25,000 Building $150,000	$175,000 Land $25,000 Building $150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1995–2016)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2016 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Milaca serves 3,043 people · EPA ID MN1480002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Benton Cooperative Telephone Company Cable	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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