1040 35th Ave, Vero Beach, FL 32960 Property Records

Indian River County property record for 1040 35th Ave, Vero Beach, FL 32960

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,474 sqft · built 1969
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$387,000 (Mar 2025)
Tax Bill	$4,494 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-39-10-00013-0000-00021.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-10-00013-0000-00021.0`
Alternative APN	`72827`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,474 sqft Living Area
Gross Area	2,020 sqft
1st Floor Area	1,474 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Custom Design
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	133 ft deep x 105 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	546 sqft
Driveway	Concrete Driveway
Driveway Area	800 sqft

Exterior Amenities

Pool Area	448 sqft
Porch	Open Porch
Porch Area	336 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1040 35TH AVE
City	VERO BEACH
State	FL
Zip	32960-4050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	MELROSE GARDENS SUB LOTS 21 & S 35 FT OF LOT 22 PBI 5-82
Legal Range	39E
Legal Township	33S
Legal Section	10
Legal Subdivision	MELROSE GARDENS
Legal Lot Number	21,22
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2000
Census Tract	50702

Owner

1040 35th Ave is owned by two individuals who bought it in March 2025.

Source: Indian River County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	284 CHATHAM HILLS BLVD, WESTFIELD, IN 46074-4340
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2025 · Amount on File
Deed Sale	Mar 28, 2025 · Amount on File
Prior Sale	Jul 20, 2023 · Amount on File
Deed Document Number	202515455
Deed Book / Page	3764 / 1634
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 20, 2023
Property Address	1040 35TH AVE, VERO BEACH, FL 32960-4050
Document Number	0036362225
Book / Page	3636 / 2225
Map Reference	MB 5 PG 82
Instrument Date	Jul 11, 2023
Instrument	3120230036571
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	PROFESSIONAL TITLE, PROFESSIONAL TTL OF TREASURE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1040 35TH AVE, VERO BEACH, FL 32960-4050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 35TH AVE, VERO BEACH, FL 32960-4050

Mortgage

Document Number	0036362226
Date	Jul 20, 2023
Instrument	3636/2226

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1040 35th Ave was $4,494.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,494.00	$290,868 Land $45,964 Building $244,904	$290,868 Land $45,964 Building $244,904
2023	$653.00 (-3.83%)	$96,618 (+3%)	$282,413 (+16.28%) Land $45,964 Building $236,449
2022	$679.00	$93,803	$242,875 Land $45,964 Building $196,911

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1040 35th Ave in Zone X, an area of minimal flood risk, though there have been 27 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 53 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	27 (1991–2024)
Claims Outside the SFHA	11 of 27
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Tropical Storm Fay, Aug 2008 · 3 claims Hurricane Frances, Sep 2004 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1040 35th Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20