1040 2nd St, Lancaster, OH 43130 Property Records

Fairfield County property record for 1040 2nd St, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 768 sqft · built 1980
Lot Size	1.27 acres (55,365 sqft)
Owner	Individual Name on Record
Tax Bill	$2,028 (2023)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`053-62926.00`

Property Details

APN / Parcel Number

Primary APN	`053-62926.00`
Alternative APN	`0627 00007`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 1980
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	55,365 sqft (1.27 acres)
Lot Dimensions	295 ft deep x 188 ft wide
Garage Type	Pole Building Garage
Garage Area	288 sqft
Parking Spaces	5 Parking Spaces
Deck Area	84 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Oil
Heating Fuel	Electric

Location & Zoning

Account Number	0627 00007
Street Address	1040 2ND ST
City	LANCASTER
State	OH
Zip	43130-4607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECOND AVENUE ADDITION LOT 6 7 8
Legal Subdivision	SECOND AVENUE ADDITION
Legal Lot Number	6&7 8 7
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	4
Census Block	4005
Census Tract	32300

Owner

Source: Fairfield County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1040 2ND ST, LANCASTER, OH 43130-4607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2000
Deed Sale	Oct 17, 2000
Deed Document Number	0001127582
Prior Transfer Date	Oct 2, 1995
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	1040 2ND ST, LANCASTER, OH 43130-4607
Document Number	0000018947
Instrument Date	Oct 8, 2018
Transaction Type	Mortgage
Record Updated	Oct 25, 2018
Title Company	PALMER LAND TITLE AGENCY BOX

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 2ND ST LANCASTER OH 431304607, LANCASTER, OH 43130-4607

Mortgage

Document Number	0000018947
Date	Oct 15, 2018
Book Page	001777/001609
Instrument	18947

Lender

Name	EQUITY RSRCS
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 14, 2033

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$87,380 (+57.05%) Land $22,710 Building $64,670	$249,640 (+57.04%) Land $64,880 Building $184,760
2023	$2,028.00 Homeowner's exemption	$55,640 (-) Land $16,490 Building $39,150
2022	Homeowner's exemption	$55,640 Land $16,490 Building $39,150	$158,970 Land $47,120 Building $111,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2005–2008)
Most Recent Claim	Mar 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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