1040 12th St, Gering, NE 69341 Property Records

Scotts Bluff County property record for 1040 12th St, Gering, NE 69341

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,050 sqft · built 1972
Lot Size	0.238 acres (10,360 sqft)
Owner	Individual Name on Record
Tax Bill	$2,317 (2023)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2023 Mortgage
APN	`1943-02-0-01005-000-0012`

Property Details

APN / Parcel Number

Primary APN	`1943-02-0-01005-000-0012`
Alternative APN	`010066535`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
1st Floor Area	1,050 sqft
Basement Area	1,050 sqft
Finished Basement	630 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	10,360 sqft (0.238 acres)
Lot Dimensions	140 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	350 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	244 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1040 12TH ST
City	GERING
State	NE
Zip	69341-3249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	LT 12, COLSON ADD
Legal Range	55W
Legal Township	21N
Legal Section	2
Legal Subdivision	COLSON ADD
Legal Lot Number	12
Jurisdiction	SCOTTS BLUFF NE
Township / Civil Division	GERING
Census Block Group	3
Census Block	3005
Census Tract	953800

Owner

Source: Scotts Bluff County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1040 12TH ST, GERING, NE 69341-3249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Recording Date	Sep 22, 2026
Property Address	1040 12TH ST, GERING, NE 69341-3249
Document Number	0000003769
Instrument Date	Sep 17, 2026
Instrument	20263769
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	CLOSING USA LLC, CLOSING USA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 12TH ST, GERING, NE 69341-3249

Mortgage

Document Number	0000003769,
Date	Sep 22, 2026
Instrument	20263769

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	1040 12TH ST, GERING, NE 69341-3249
Transaction Type	Mortgage
Record Updated	Mar 28, 2023
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 12TH ST, GERING, NE 69341-3249

Mortgage

Document Number	0002023894
Date	Mar 14, 2023
Instrument	2023-894

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Scotts Bluff County assessment roll, as of December 18, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Scotts Bluff County
Municipality	Gering City
Unified School District	Gering Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,080 (+4.89%) Land $27,020 Building $126,060	$153,080 (+4.89%) Land $27,020 Building $126,060
2025	Homeowner's exemption	$145,945 (+34.97%) Land $27,020 Building $118,925	$145,945 (+34.97%) Land $27,020 Building $118,925
2023	$2,317.00	$108,135 Land $21,095 Building $87,040	$108,135 Land $21,095 Building $87,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GERING serves 8,500 people · EPA ID NE3115717
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Viaero Wireless.

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