1040 11th St, Beloit, WI 53511 Property Records

Rock County property record for 1040 11th St, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,440 sqft · built 1920
Lot Size	0.139 acres (6,055 sqft)
Owner	Individual Name on Record
Last Sale	$58,600 (Aug 2019)
Tax Bill	$2,371 (2025)
Deeds & Mortgages	Sep 2010 Line of Credit Aug 2019 Foreclosure + 5 more
Flood Zone	Zone X (minimal risk)
APN	`206 13580955`

Property Details

APN / Parcel Number

Primary APN	`206 13580955`
Alternative APN	`13580955`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	1,440 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Metal
Construction Type	Frame
Lot Area	6,055 sqft (0.139 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	206 13580955
Street Address	1040 11TH ST
City	BELOIT
State	WI
Zip	53511-5131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 20 B 4 MECHANICS ADD
Legal Subdivision	MECHANICS ADD
Legal Lot Number	20
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	2
Census Block	2024
Census Tract	1700

Owner

Source: Rock County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	811 HARRISON AVE, BELOIT, WI 53511-5531
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2010	Deed of Trust, Mortgage · Line of Credit BLACKHAWK STATE BANK
Aug 26, 2019	Warranty Deed, Foreclosure
Dec 22, 2010	Warranty Deed, Transfer
Mar 30, 2009	Warranty Deed, Transfer · Line of Credit BLACKHAWK STATE BANK
Nov 19, 2007	Quit Claim Deed, Transfer Quitclaim
Jun 8, 2007	Special Warranty Deed, Transfer · Line of Credit BLACKHAWK COMMUNITY CU
Apr 19, 2005	Warranty Deed, Transfer · ARM FREMONT INVESTMENT & LOAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2019 · Amount on Record
Deed Sale	Aug 26, 2019 · Amount on Record
Prior Sale	Dec 22, 2010 · Amount on Record
Deed Document Number	20192134747
Prior Transfer Date	Nov 13, 2007
Prior Transfer Doc	0001813501
Record Updated	Sep 20, 2026

September 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1040 11TH ST, BELOIT, WI 53511-5131
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001900278
Date	Sep 2, 2010
Instrument	1900278

Lender

Name	BLACKHAWK STATE BANK
Type	Bank
Address	ROCKFORD, IL 61107

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2019: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Aug 26, 2019
Property Address	1040 11TH ST, BELOIT, WI 53511-5131
Document Number	0002134747
Instrument Date	Jan 17, 2019
Instrument	2134747
Transaction Type	Foreclosure
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Tax	$175.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420

December 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Dec 22, 2010
Property Address	1040 11TH ST, BELOIT, WI 53511-5131
Document Number	0001910225
Instrument Date	Dec 17, 2010
Instrument	1910225
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4343 E STATE ST, ROCKFORD, IL 61108-2112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 CLEVENTON ST, BELOIT, WI 53511

March 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Mar 30, 2009
Property Address	1040 11TH ST, BELOIT, WI 53511-5131
Document Number	0001857790
Instrument Date	Mar 24, 2009
Instrument	1857790
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Tax	$60.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 BROAD ST, BELOIT, WI 53511-6223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5995 SPRING CREEK RD, ROCKFORD, IL 61114-6481
Investor	Possibly a Property Investor

Mortgage

Document Number	0001857791
Date	Mar 30, 2009
Instrument	1857791

Lender

Name	BLACKHAWK STATE BANK
Type	Bank
Address	ROCKFORD, IL 61107

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2007: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCK WI
Recording Date	Nov 19, 2007
Property Address	1040 11TH ST, BELOIT, WI 53511-5131
Document Number	0001813501
Instrument Date	Nov 13, 2007
Instrument	1813501
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

June 2007: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Jun 8, 2007
Property Address	1040 11TH ST, BELOIT, WI 53511-5131
Document Number	0001792843
Instrument Date	May 29, 2007
Instrument	1792843
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$141.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2013 HARRISON AVE, BELOIT, WI 53511-3021

Mortgage

Document Number	0001792844
Date	Jun 8, 2007
Instrument	1792844

Lender

Name	BLACKHAWK COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Apr 19, 2005
Property Address	1040 11TH ST, BELOIT, WI 53511-5131
Document Number	0001703426
Instrument Date	Jan 18, 2005
Instrument	1703426
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 11TH ST, BELOIT, WI 53511-5131

Mortgage

Document Number	0001703427
Date	Apr 19, 2005
Instrument	1703427

Lender

Name	FREMONT INVESTMENT & LOAN
Type	Subprime Lender
Address	BREA, CA 92821

Agreement

Type	ARM
Amount	Amount Recorded
Term	358 Months
Due	Feb 2, 2035

Interest

Rate Type	Adjustable Rate
Rate	8.7%
Type Change Date	Feb 1, 2007
Change Frequency	6 Months
Min Rate At Change	8.7%
Max Rate At Change	11.7%
Index	6-Month LIBOR
Max Rate	15.7%

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,371.00 (+21.78%)	$144,700 (+17.17%) Land $12,700 Building $132,000	$158,900 (+13.1%)
2023	$1,947.00	$123,500 Land $12,700 Building $110,800	$140,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 795 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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