104 Zoar Pl, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 104 Zoar Pl, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	941 sqft · built 1940
Lot Size	0.144 acres (6,251 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Jul 2018)
Tax Bill	$7,829 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-00016-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`10-00016-0000-00017`
Alternative APN	`100001600017`

Interior

Stories	1 Story
Building Area	941 sqft Living Area
1st Floor Area	941 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1945
Construction Type	Frame
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Location & Zoning

Street Address	104 ZOAR PL
City	MIDDLESEX
State	NJ
Zip	08846-1634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	50X125
Legal Subdivision	WOODLAWN PLACE
Legal Block	16
Legal Lot Number	17
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	1
Census Block	1017
Census Tract	200

Owner

Source: Middlesex County and Middlesex Borough records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	104 ZOAR PL, MIDDLESEX, NJ 08846-1634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT
Sep 16, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 31, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Dec 2, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Mar 16, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Jul 25, 2018	Deed, Transfer · FHA Mortgage FIRST HOME BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2018 · Amount on File
Deed Sale	Jul 25, 2018 · Amount on File
Prior Sale	Feb 16, 2016 · Amount on File
Deed Document Number	201865095
Deed Book / Page	17246 / 1027
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Recording Date	Jun 16, 2026
Property Address	104 ZOAR PL, MIDDLESEX, NJ 08846-1634
Document Number	0000038097
Book / Page	20049 / 1945
Instrument Date	May 26, 2026
Instrument	202638097
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 ZOAR PL, MIDDLESEX, NJ 08846-1634

Mortgage

Document Number	0000038097,
Date	Jun 16, 2026
Book Page	20049/1945
Instrument	202638097

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	104 ZOAR PL, MIDDLESEX, NJ 08846-1634
Transaction Type	Mortgage
Record Updated	Sep 30, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 ZOAR PL, MIDDLESEX, NJ 08846-1634

Mortgage

Document Number	0000081189
Date	Sep 16, 2022
Book Page	19039/221
Instrument	2022081189

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	328 Months
Due	Jan 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	104 ZOAR PL, MIDDLESEX, NJ 08846-1634
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 ZOAR PL, MIDDLESEX, NJ 08846-1634

Mortgage

Document Number	0000080193
Date	Aug 31, 2020
Book Page	18005/1327
Instrument	2020080193

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	104 ZOAR PL, MIDDLESEX, NJ 08846-1634
Document Number	0000104929
Instrument Date	Dec 2, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	ESQUIRE LAND SERVICES LIMITED, ESQUIRE LAND SVCS LTD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 ZOAR PL MIDDLESEX NJ 088461634, MIDDLESEX, NJ 08846-1634

Mortgage

Document Number	0000104929
Date	Dec 11, 2019
Book Page	017715/000854
Instrument	104929

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	104 ZOAR PL, MIDDLESEX, NJ 08846-1634
Document Number	0000021285
Instrument Date	Mar 16, 2019
Transaction Type	Mortgage
Record Updated	Apr 3, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 ZOAR PL MIDDLESEX NJ 088461634, MIDDLESEX, NJ 08846-1634

Mortgage

Document Number	0000021285
Date	Mar 21, 2019
Book Page	017452/000212
Instrument	21285

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2049

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jul 25, 2018
Property Address	104 ZOAR PL, MIDDLESEX, NJ 08846-1634
Document Number	201800065095
Book / Page	17246 / 1027
Map Reference	MAP934 FILE563
Instrument Date	Jun 18, 2018
Instrument	201800065095
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	SIMPLICITY TITLE LLDF

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,169.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	153 DAVIS AVE, 153, PISCATAWAY, NJ 08854-2405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 ZOAR PL, MIDDLESEX, NJ 08846-1634

Mortgage

Document Number	201800065096
Date	Jul 25, 2018
Instrument	201800065096

Lender

Name	FIRST HOME BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$395,100 (+6.99%) Land $146,600 Building $248,500	$395,100 (+6.99%) Land $146,600 Building $248,500
2025	$7,829.00 (+20.41%)	$369,300 (+31.42%) Land $146,600 Building $222,700	$369,300 (+31.42%) Land $146,600 Building $222,700
2024	$6,502.00 (+13.35%)
2023		$281,000 Land $146,600 Building $134,400	$281,000 Land $146,600 Building $134,400
2022	$5,736.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	148 (1979–2025)
Claims Outside the SFHA	10 of 148
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 21 claims Hurricane Irene, Aug 2011 · 30 claims Severe Storms And Flooding, Mar 2010 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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