104 Zac Dr, Cuba, MO 65453 Property Records

Crawford County property record for 104 Zac Dr, Cuba, MO 65453

Property Summary

Property Type	Single Family Home
Details	1,797 sqft · built 2004
Lot Size	0.32 acres (13,939 sqft)
Owner	Company Name on Record
Last Sale	$188,100 (Jun 2020)
Tax Bill	$1,113 (2025)
Deeds & Mortgages	Dec 2012 Mortgage Sep 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05-7.0-36-1-06-019.000`

Property Details

APN / Parcel Number

Primary APN	`05-7.0-36-1-06-019.000`

Interior

Building Area	1,797 sqft Living Area
1st Floor Area	1,797 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	143 ft deep x 97 ft wide
Garage Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	104 ZAC DR
City	CUBA
State	MO
Zip	65453-7011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOT #1 AMENDED SHEPHERD HILLS SUBD SEC 36 T39N R5W
Legal Range	05W
Legal Township	39
Legal Section	36
Legal Subdivision	SHEPHERD HILLS
Legal Lot Number	1
Jurisdiction	CRAWFORD MO
Township / Civil Division	BENTON
Census Block Group	3
Census Block	3032
Census Tract	450302

Owner

Source: Crawford County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 201, CUBA, MO 65453-0201
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2012	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF LINCLON
Sep 23, 2022	Warranty Deed, Transfer
Jun 17, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance PEOPLES BANK & TRUST CO
Sep 24, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage PEOPLES BANK & TRUST CO
May 29, 2014	Warranty Deed, Transfer · Conventional Mortgage EQUITABLE MORTGAGE CORP
Aug 18, 2009	Warranty Deed, Transfer · Conventional Mortgage FIDELITY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2020 · Amount on Record
Deed Sale	Jun 17, 2020 · Amount on Record
Prior Sale	Sep 24, 2019 · Amount on Record
Deed Document Number	20201861
Prior Transfer Date	Jun 12, 2020
Prior Transfer Doc	0000001861
Record Updated	Oct 29, 2026

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MO
Property Address	104 ZAC DR, CUBA, MO 65453-7011
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201204919
Date	Dec 10, 2012
Instrument	201204919

Lender

Name	STATE BANK OF LINCLON
Address	CASSVILLE, MO 65625

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2028

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD MO
Recording Date	Sep 23, 2022
Property Address	104 ZAC DR, CUBA, MO 65453-7011
Document Number	0202203586
Instrument Date	Sep 23, 2022
Instrument	202203586
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 201, CUBA, MO 65453-0201

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CRAWFORD MO
Recording Date	Jun 17, 2020
Property Address	104 ZAC DR, CUBA, MO 65453-7011
Document Number	0202001861
Instrument Date	Jun 12, 2020
Instrument	202001861
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 ZAC DR, CUBA, MO 65453-7011

Mortgage

Document Number	0202001862
Date	Jun 17, 2020
Instrument	202001862

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD MO
Recording Date	Sep 24, 2019
Property Address	104 ZAC DR, CUBA, MO 65453-7011
Document Number	0201903037
Instrument Date	Sep 23, 2019
Instrument	201903037
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 527, CUBA, MO 65453-0527
Investor	Possibly a Property Investor

Mortgage

Document Number	0201903038
Date	Sep 24, 2019
Instrument	201903038

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Oct 1, 2024

May 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD MO
Recording Date	May 29, 2014
Property Address	104 ZAC DR, CUBA, MO 65453-7011
Document Number	0201401869
Map Reference	MB4 PG11
Instrument Date	May 28, 2014
Instrument	201401869
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 ZAC DR, CUBA, MO 65453-7011

Mortgage

Document Number	0201401871
Date	May 29, 2014
Instrument	201401871

Lender

Name	EQUITABLE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2029

August 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD MO
Recording Date	Aug 18, 2009
Property Address	104 ZAC DR, CUBA, MO 65453-7011
Document Number	000559/360
Book / Page	559 / 360
Map Reference	MB4 PG11
Instrument Date	Aug 14, 2009
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	104 ZAC DR, CUBA, MO 65453-7011

Mortgage

Document Number	0200903323
Date	Aug 18, 2009
Instrument	200903323

Lender

Name	FIDELITY MORTGAGE INC
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2039

Tax Assessment & Valuation

Source: Crawford County assessment roll, as of January 12, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Crawford County
Municipality	Cuba City
Unified School District	Crawford County R-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,113.00	$25,920 (-)	$258,200 (+89.3%) Land $136,400 Building $121,800
2023		$25,920	$136,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 20, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUBA PWS serves 3,292 people · EPA ID MO6010200
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
BlueBit Networks Fixed Wireless	100 / 20

May also be available: Steelville Telephone Exchange.

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