104 Wilson Cir, Springfield, GA 31329 Property Records

Effingham County property record for 104 Wilson Cir, Springfield, GA 31329

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,397 sqft · built 2017
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on File
Last Sale	$238,900 (Jul 2017)
Tax Bill	$3,928 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0409A-039-000`

Property Details

APN / Parcel Number

Primary APN	`0409A-039-000`
Alternative APNs	`0409A039` `13248`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,397 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	24,829 sqft (0.57 acres)
Garage Area	759 sqft
Porch	Patio
Porch Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13248
Street Address	104 WILSON CIR
City	SPRINGFIELD
State	GA
Zip	31329-5094
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.57 AC LOT 39 OUT 409-37A
Legal Subdivision	MINGLEDORFF ESTATES
Legal Lot Number	39
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	1
Census Block	1013
Census Tract	30205

Owner

104 Wilson Cir is owned and occupied by two individuals who bought it in July 2017.

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	104 WILSON CIR, SPRINGFIELD, GA 31329-5094
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK
Apr 22, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST CHATHAM BANK
Jun 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK
Jan 31, 2017	Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF NEWINGTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2017 · Amount on File
Deed Sale	Jul 26, 2017 · Amount on File
Prior Sale	Jan 31, 2017 · Amount on File
Deed Document Number	20171993
Deed Book / Page	2419 / 232
Prior Transfer Date	Sep 22, 2013
Prior Transfer Doc	2215000811
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	104 WILSON CIR, SPRINGFIELD, GA 31329-5094
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002419/233
Date	Jul 27, 2017
Book Page	2419/233
Instrument	006801

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	104 WILSON CIR, SPRINGFIELD, GA 31329-5094
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 WILSON CIR, SPRINGFIELD, GA 31329-5094

Mortgage

Document Number	0000002587/0000000451
Date	Apr 22, 2020
Book Page	0000002587/0000000451
Instrument	003697

Lender

Name	FIRST CHATHAM BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2030

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	104 WILSON CIR, SPRINGFIELD, GA 31329-5094
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 WILSON CIR, SPRINGFIELD, GA 31329-5094

Mortgage

Document Number	0000002694/0000000849
Date	Jun 3, 2021
Book Page	0000002694/0000000849
Instrument	006698

Lender

Name	MAGNOLIA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2046

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jan 31, 2017
Property Address	104 WILSON CIR, SPRINGFIELD, GA 31329-5094
Document Number	002388/402
Book / Page	2388 / 402
Instrument Date	Jan 31, 2017
Instrument	2017-000236
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 STILLWELL RD, SPRINGFIELD, GA 31329-5000

Mortgage

Document Number	002388/403
Date	Feb 2, 2017
Book Page	2388/403
Instrument	000889

Lender

Name	BANK OF NEWINGTON
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 1, 2018

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,470 (+8.06%) Land $30,000 Building $126,470	$391,176 (+8.06%) Land $75,000 Building $316,176
2025	$3,928.00 (+8.09%) Homeowner's exemption	$144,794 (+0.18%) Land $30,000 Building $114,794	$361,985 (+0.18%) Land $75,000 Building $286,985
2024	$3,634.00 (+15.55%) Homeowner's exemption	$144,532 (-5.07%) Land $28,000 Building $116,532	$361,329 (-5.07%) Land $70,000 Building $291,329
2023	$3,145.00 (-14.79%) Homeowner's exemption	$152,247 (+27.21%) Land $24,800 Building $127,447	$380,617 (+27.21%) Land $62,000 Building $318,617
2022	$3,691.00 Homeowner's exemption	$119,681 Land $20,760 Building $98,921	$299,202 Land $51,900 Building $247,302

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Wilson Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Wilson Cir is moderate, ranking above 53% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 76% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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