104 Willow Way, Troy, AL 36079 Property Records

Pike County property record for 104 Willow Way, Troy, AL 36079

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,230 sqft · built 2010
Lot Size	0.106 acres (4,623 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Sep 2023)
Tax Bill	$648 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`823306`

Property Details

APN / Parcel Number

Primary APN	`823306`
Alternative APNs	`55 17 02 09 0 000 002.026` `223450`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,230 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,623 sqft (0.106 acres)
Lot Dimensions	115 ft deep x 40 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	823306
Street Address	104 WILLOW WAY
City	TROY
State	AL
Zip	36079-2999
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT # 4 BLG G OF OAK PARK S/D FINAL RE-PLAT PB2009 PG6-7
Legal Subdivision	OAK PARK S/D FINAL RE-PLAT
Legal Lot Number	4
Jurisdiction	PIKE AL
Township / Civil Division	TROY
Census Block Group	1
Census Block	1015
Census Tract	189002

Owner

Source: Pike County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 WILLOW WAY, TROY, AL 36079-2999
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Warranty Deed, Transfer · FHA Mortgage GMFS LLC
Aug 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage TROY BANK & TRUST CO
Sep 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage TROY BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2023 · Amount on Record
Deed Sale	Sep 13, 2023 · Amount on Record
Prior Sale	Jul 9, 2010 · Amount on Record
Deed Document Number	0020232336
Deed Book / Page	2023 / 2336
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE AL
Recording Date	Sep 13, 2023
Property Address	104 WILLOW WAY, TROY, AL 36079-2999
Document Number	DEED2023/2336
Book / Page	DEED 2023 / 2336
Map Reference	MB 2010 PG 10&11
Instrument Date	Aug 25, 2023
Transaction Type	Transfer
Record Updated	Oct 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	611 HAM RD, ALBERTVILLE, AL 35951-4317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 WILLOW WAY, TROY, AL 36079-2999

Mortgage

Document Number	00MTG25565
Date	Sep 13, 2023
Instrument	MTG 2//5565

Lender

Name	GMFS LLC
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE AL
Property Address	104 WILLOW WAY, TROY, AL 36079-2999
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/8128
Date	Aug 26, 2022
Book Page	2022/8128
Instrument	20228128

Lender

Name	TROY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE AL
Property Address	104 WILLOW WAY, TROY, AL 36079-2999
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20175617
Date	Sep 5, 2017
Instrument	20175617

Lender

Name	TROY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Sep 1, 2022
Min Rate At Change	6%
Max Rate At Change	14.3%

Tax Assessment & Valuation

Source: Pike County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Pike County
Municipality	Troy City
Unified School District	Troy City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$648.00 (-0.15%) Homeowner's exemption	$18,940 (-0.21%) Land $4,000 Building $14,940	$189,460 (-0.22%) Land $40,000 Building $149,460
2024	$649.00 (+7.1%) Homeowner's exemption	$18,980 (+6.51%) Land $4,000 Building $14,980	$189,880 (+6.55%) Land $40,000 Building $149,880
2023	$606.00 (+18.13%) Homeowner's exemption	$17,820 (+16.62%)	$178,200 (+16.67%) Land $40,000 Building $138,200
2022	$513.00 Homeowner's exemption	$15,280	$152,740 Land $27,000 Building $125,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TROY UTILITIES serves 23,523 people · EPA ID AL0001124
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	10,000 / 10,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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