Bedford County property record for 104 Willow Ct, Moneta, VA 24121
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,440 sqft · built 1986 |
| Lot Size | 25 acres (1,089,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $550,000 (Feb 2009) |
| Tax Bill | $2,749 (2023) |
| Deeds & Mortgages | Dec 2019 Mortgage Jun 2021 Refinance + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 232A2 3 25 |
| Primary APN | 232A2 3 25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| Gross Area | 2,880 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Architectural Style | Log Home |
| Exterior Material | Logs |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,089,000 sqft (25 acres) |
| Deck Area | 1,200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 441152 |
|---|---|
| Street Address | 104 WILLOW CT |
| City | MONETA |
| State | VA |
| Zip | 24121-2926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGH PT LT 25 AC 3 |
| Legal Subdivision | HIGH PT |
| Legal Lot Number | 25 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 30504 |
Source: Bedford County records, as of August 14, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 104 WILLOW CT, MONETA, VA 24121-2926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2019 | Deed of Trust, Mortgage · Commercial Mortgage TRUIST BANK |
| Jun 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC |
| Oct 3, 2022 | Deed of Trust, Mortgage · Unknown ATLANTIC UNION BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2009 · Amount on Record |
| Deed Sale | Feb 25, 2009 · Amount on Record |
| Deed Document Number | 090002111 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 104 WILLOW CT, MONETA, VA 24121-2926 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0190012373 |
|---|---|
| Date | Dec 30, 2019 |
| Instrument | 190012373 |
| Name | TRUIST BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 104 WILLOW CT, MONETA, VA 24121-2926 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0210009202 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 210009202 |
| Name | QUICKEN LOANS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 104 WILLOW CT, MONETA, VA 24121-2926 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0220010965 |
|---|---|
| Date | Oct 3, 2022 |
| Instrument | 220010965 |
| Name | ATLANTIC UNION BANK |
|---|
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Bedford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,749.00 Additional exemption filed | $335,250 | $670,500 Land $420,000 Building $250,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Copper | 1.52 mg/L (2017) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| ZiTEL Fiber | 960 / 960 |
| Verizon Fixed Wireless | 300 / 20 |
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