104 Willow Bluff Dr, Madison, AL 35757 Property Records

Madison County property record for 104 Willow Bluff Dr, Madison, AL 35757

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,204 sqft · built 1988
Lot Size0.137 acres (6,003 sqft)
OwnerIndividual Name on Record
Last Sale$102,062 (May 2014)
Tax Bill$599 (2026)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN15-04-19-4-006-019.000

Property Details

APN / Parcel Number

Primary APN15-04-19-4-006-019.000
Alternative APN
  • 402931

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,204 sqft Living Area
1st Floor Area1,204 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialOther
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,003 sqft (0.137 acres)
Lot Dimensions104 ft deep x 65 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number402931
Street Address104 WILLOW BLUFF DR
CityMADISON
StateAL
Zip35757-6804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BLK 2 KNOX CREEK S/D PB 18 PG 93
Legal Range02W
Legal Township03S
Legal Section19
Legal SubdivisionKNOX CREEK
Legal Block2
Legal Lot Number3
JurisdictionMADISON AL
Township / Civil DivisionHUNTSVILLE
Census Block Group2
Census Block2022
Census Tract10612

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address104 WILLOW BLUFF DR, MADISON, AL 35757-6804
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 23, 2014 · Amount on Record
Deed SaleMay 23, 2014 · Amount on Record
Prior SaleAug 29, 2006 · Amount on Record
Deed Document Number2014273400
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON AL
Property Address104 WILLOW BLUFF DR, MADISON, AL 35757-6804
Document Number0000070937
Instrument DateSep 4, 2020
Transaction TypeMortgage
Record UpdatedOct 15, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 WILLOW BLUFF DR MADISON AL 357576804, MADISON, AL 35757-6804

Mortgage

Document Number0000070937
DateSep 10, 2020
Instrument70937
Lender
NameALABAMA CU
TypeCredit Union
AddressTUSCALOOSA, AL 35401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 9, 2040

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$599.00
2025$599.00 (+18.85%) Homeowner's exemption$21,120 (+17.73%) Land $4,000 Building $17,120$211,200 (+17.73%) Land $40,000 Building $171,200
2023$504.00 (+12.75%) Homeowner's exemption$17,940 (+12.41%) Land $4,000 Building $13,940$179,400 (+12.48%) Land $40,000 Building $139,400
2022$447.00 Homeowner's exemption$15,960 Land $3,000 Building $12,960$159,500 Land $30,000 Building $129,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.5% of Alabama
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHUNTSVILLE UTILITIES WATER DEPT.
serves 310,107 people · EPA ID AL0000882
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Xfinity
Fiber · Cable in parts of the area
2,000 / 2,000
WOW Internet, Cable & Phone
Cable
1,200 / 50

May also be available: Mediacom Xtream, Verizon.

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