104 Whitney Bay, Windsor, CO 80550 Property Records

Weld County property record for 104 Whitney Bay, Windsor, CO 80550

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,040 sqft · built 2000
Lot Size	0.167 acres (7,277 sqft)
Owner	Company Name on File
Last Sale	$473,000 (Sep 2021)
Tax Bill	$5,113 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8072-81-0-90-02`

Property Details

APN / Parcel Number

Primary APN	`8072-81-0-90-02`
Alternative APNs	`0807-28-1-09-002` `R7661399`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	3,040 sqft Living Area
Gross Area	3,502 sqft
1st Floor Area	1,532 sqft
Basement Area	1,508 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Frame/Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,277 sqft (0.167 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Slab
Porch Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R7661399
Street Address	104 WHITNEY BAY
City	WINDSOR
State	CO
Zip	80550-6155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIN 2WVPH2 L2 BLK1 WATER VALLEY FG 2 PH2
Legal Range	67W
Legal Township	6N
Legal Section	28
Legal Subdivision	WATER VALLEY SUB FG#2 PHASE 2
Legal Block	1
Legal Lot Number	2
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1002
Census Tract	2204

Owner

104 Whitney Bay is owned by a company that bought it in September 2021.

Source: Weld County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	1530 16TH ST, 5, DENVER, CO 80202-1464
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · Commercial Mortgage COPA LENDING LLC
Aug 12, 2022	Deed of Trust, Mortgage · Line of Credit SECURITY SERVICE FCU
Sep 24, 2021	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2021 · Amount on File
Deed Sale	Sep 24, 2021 · Amount on File
Prior Sale	Nov 14, 2016 · Amount on File
Deed Document Number	20214759790
Prior Transfer Date	Nov 10, 2016
Prior Transfer Doc	0004253092
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	104 WHITNEY BAY, WINDSOR, CO 80550-6155
Transaction Type	Mortgage
Record Updated	Mar 6, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004946678
Date	Feb 29, 2024
Instrument	4946678

Lender

Name	COPA LENDING LLC
Type	Mortgage Company
Address	MESA, AZ 85206

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	104 WHITNEY BAY, WINDSOR, CO 80550-6155
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	SSTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004847965
Date	Aug 12, 2022
Instrument	4847965

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Sep 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Sep 24, 2021
Property Address	104 WHITNEY BAY, WINDSOR, CO 80550-6155
Document Number	0004759790
Instrument Date	Sep 23, 2021
Instrument	4759790
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 WHITNEY BAY, 104, WINDSOR, CO 80550-6155

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	104 WHITNEY BAY, WINDSOR, CO 80550-6155

Mortgage

Document Number	0004759791
Date	Sep 24, 2021
Instrument	4759791

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	104 WHITNEY BAY, WINDSOR, CO 80550-6155
Document Number	0004605036
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 WHITNEY BAY WINDSOR CO 805506155, WINDSOR, CO 80550-6155

Mortgage

Document Number	0004605036
Date	Jul 6, 2020
Instrument	4605036

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 104 Whitney Bay was $5,113, up 8.6% from the year before.

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Windsor Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,200 (-2.08%) Land $7,960 Building $28,240	$591,474 (-) Land $130,000 Building $461,474
2025	$5,113.00 (+8.65%)	$36,970 Land $8,130 Building $28,840	$591,474 Land $130,000 Building $461,474
2024	$4,706.00 (+9.09%)
2023	$4,314.00	$38,450 Land $7,100 Building $31,350	$568,434 Land $105,000 Building $463,434

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 104 Whitney Bay in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Whitney Bay is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Vistabeam.

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