104 White St, Casar, NC 28020 Property Records

Cleveland County property record for 104 White St, Casar, NC 28020

Property Summary

Property Type	Single Family Home
Details	1,100 sqft · built 1957
Lot Size	0.51 acres (22,315 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (May 2026)
Tax Bill	$658 (2026)
Deeds & Mortgages	May 2026 Sale & Construction Loan Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39107`

Property Details

APN / Parcel Number

Primary APN	`39107`
Alternative APN	`1318069`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,100 sqft Finished Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	22,315 sqft (0.51 acres)
Lot Dimensions	202 ft deep x 105 ft wide
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	136 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1318069
Street Address	104 WHITE ST
City	CASAR
State	NC
Zip	28020-9605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA3
Legal Description	LOT #9 ROAD 1674
Legal Subdivision	CASAR
Legal Tract	1
Legal Block	1
Legal Lot Number	9
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3017
Census Tract	950101

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 WHITE ST, CASAR, NC 28020-9605
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Warranty Deed, Transfer · Construction Mortgage SKY FEDERAL CREDIT UNION
Dec 13, 2017	Warranty Deed, Transfer · ARM LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Dec 13, 2017 · Amount on Record
Deed Document Number	2026200128974
Deed Book / Page	1975 / 1550
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	May 28, 2026
Property Address	104 WHITE ST, CASAR, NC 28020-9605
Document Number	0200128974
Book / Page	1975 / 1550
Instrument Date	May 28, 2026
Instrument	2026200128974
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 WHITE ST, CASAR, NC 28020-9605

Mortgage

Document Number	0200128975,
Date	May 28, 2026
Instrument	2026200128975

Lender

Name	SKY FEDERAL CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate	5.65%
Max Rate	-1%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Dec 13, 2017
Property Address	104 WHITE ST, CASAR, NC 28020-9605
Document Number	0017570577
Book / Page	1757 / 0577
Instrument Date	Dec 13, 2017
Instrument	2017-008139
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$186.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 WHITE ST, CASAR, NC 28020-9605

Mortgage

Document Number	0017570580
Date	Dec 13, 2017
Book Page	1757/0580
Instrument	200008140

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Casar Town
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$658.00 (+13.25%)	$79,148 (-) Land $11,318 Building $67,830	$79,148 (-) Land $11,318 Building $67,830
2025	$581.00	$79,148 (+44.3%) Land $11,318 Building $67,830	$79,148 (+44.3%) Land $11,318 Building $67,830
2023		$54,848 Land $8,803 Building $46,045	$54,848 Land $8,803 Building $46,045

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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