104 Whispering Oak Trl, Mabelvale, AR 72103 Property Records

Pulaski County property record for 104 Whispering Oak Trl, Mabelvale, AR 72103

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,578 sqft · built 2007
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Sep 2007)
Tax Bill	$1,821 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45L-088-04-031-00`

Property Details

APN / Parcel Number

Primary APN	`45L-088-04-031-00`
Alternative APNs	`160207` `336962`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,578 sqft Living Area
Gross Area	1,998 sqft
1st Floor Area	1,578 sqft
Flooring	Carpet

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	800 sqft
Porch	Open Porch
Porch Area	84 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	336962
Street Address	104 WHISPERING OAK TRL
City	MABELVALE
State	AR
Zip	72103-2030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31
Legal Range	13W
Legal Township	01S
Legal Section	14
Legal Subdivision	WHISPERING OAKS
Legal Block	3
Legal Lot Number	31
Jurisdiction	PULASKI AR
Township / Civil Division	BIG ROCK
Census Block Group	3
Census Block	3015
Census Tract	4105

Owner

104 Whispering Oak Trl is owned and occupied by an individual who bought it in September 2007.

Source: Pulaski County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	104 WHISPERING OAK TRL, MABELVALE, AR 72103-2030
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Apr 11, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jul 22, 2021	Deed of Trust, Mortgage · Line of Credit ARKANSAS FCU
Jun 21, 2019	Loan Modification, Mortgage · FHA Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2007 · Amount on File
Deed Sale	Sep 6, 2007 · Amount on File
Deed Document Number	200770380
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PULASKI AR
Recording Date	Apr 27, 2026
Property Address	104 WHISPERING OAK TRL, MABELVALE, AR 72103-2030
Document Number	0000023043
Instrument Date	Apr 6, 2026
Instrument	202623043
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 WHISPERING OAK TRL, MABELVALE, AR 72103-2030

Mortgage

Document Number	0000023043,
Date	Apr 27, 2026
Instrument	202623043

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	279 Months
Due	Jul 1, 2049

Interest

Rate	6%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PULASKI AR
Property Address	104 WHISPERING OAK TRL, MABELVALE, AR 72103-2030
Transaction Type	Mortgage
Record Updated	Apr 26, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 WHISPERING OAK TRL, MABELVALE, AR 72103-2030

Mortgage

Document Number	0000017924
Date	Apr 11, 2024
Instrument	2024017924

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	303 Months
Due	Jul 1, 2049

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PULASKI AR
Property Address	104 WHISPERING OAK TRL, MABELVALE, AR 72103-2030
Transaction Type	Mortgage
Record Updated	Aug 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051256
Date	Jul 22, 2021
Instrument	2021051256

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	JACKSONVILLE, AR 72076

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Jun 26, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PULASKI AR
Property Address	104 WHISPERING OAK TRL, MABELVALE, AR 72103-2030
Document Number	0000052988
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Sep 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 WHISPERING OAK TRL MABELVALE AR 721032030, MABELVALE, AR 72103-2030

Mortgage

Document Number	0000052988
Date	Aug 22, 2019
Instrument	52988

Lender

Name	DITECH FIN'L

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2049

Interest

Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 104 Whispering Oak Trl was $1,821 with a homeowner's exemption.

Source: Pulaski County assessment roll, as of October 8, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Pulaski County
Municipality	Little Rock City
Unified School District	Little Rock School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,821.00 Homeowner's exemption	$35,105 Land $3,400 Building $31,705	$175,525 Land $17,000 Building $158,525
2023	$1,245.00 Homeowner's exemption	$35,105 Land $3,400 Building $31,705	$175,525 Land $17,000 Building $158,525

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 104 Whispering Oak Trl in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (1979–2013)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Feb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Whispering Oak Trl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ARKANSAS WATER serves 368,455 people · EPA ID AR0000465
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T, Connect2First.

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