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104 Wharton St, Covington, LA 70433 Property Records

St. Tammany Parish property record for 104 Wharton St, Covington, LA 70433

Property Summary

Property TypeSingle Family Home
Details1,560 sqft · built 1986
OwnerIndividual Name on File
Last Sale$154,000 (Sep 2020)
Tax Bill$1,097 (2025)
Deeds & MortgagesJan 2020 Mortgage
Sep 2020 Sale & Mortgage
APN106-104-0170

Property Details

APN / Parcel Number

Primary APN106-104-0170
Alternative APN
  • 21161

Interior

Building Area1,560 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986

Location & Zoning

Old Parcel Number106-104-0170
Street Address104 WHARTON ST
CityCOVINGTON
StateLA
Zip70433-1575
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 162 COVINGTON POINT SUB CB 1433 707 CB 1468 422 INST NO 871057 INST NO 913166 INST NO 963880 INST NO 1064010 INST NO 1189
Legal SubdivisionCOVINGTON POINT
Legal Lot Number162
JurisdictionSAINT TAMMANY LA
Township / Civil Division2
Census Block Group1
Census Block1024
Census Tract40205

Owner

104 Wharton St is owned and occupied by an individual who bought it in September 2020.

Source: St. Tammany Parish records, as of February 5, 2026

Owner of RecordIndividual Name on File
Mailing Address104 WHARTON ST, COVINGTON, LA 70433-1575
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
GMFS LLC
Sep 25, 2020Deed, Transfer · FHA Mortgage
HANCOCK WHITNEY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2020 · Amount on File
Deed SaleSep 25, 2020 · Amount on File
Deed Document Number2228575
Record UpdatedJun 8, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT TAMMANY LA
Property Address104 WHARTON ST, COVINGTON, LA 70433-1575
Transaction TypeMortgage
Record UpdatedAug 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002189884
DateJan 10, 2020
Instrument2189884
Lender
NameGMFS LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2050
Interest
Rate TypeFixed Rate

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionSAINT TAMMANY LA
Recording DateSep 25, 2020
Property Address104 WHARTON ST, COVINGTON, LA 70433-1575
Document Number0002228575
Instrument DateSep 22, 2020
Instrument2228575
Transaction TypeTransfer
Record UpdatedAug 11, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address39225 FOREST HILLS DR, FRANKLINTON, LA 70438-5903

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 E 35TH AVE, COVINGTON, LA 70433-1508

Mortgage

Document Number0002228577
DateSep 25, 2020
Instrument2228577
Lender
NameHANCOCK WHITNEY BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 104 Wharton St was $1,097 with a homeowner's exemption, down 3.5% from the year before.

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Tammany Parish
MunicipalityCovington City
Unified School DistrictSt. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,097.00 (-3.52%) Homeowner's exemption$16,542 (-) Land $3,000 Building $13,542$165,423 (-) Land $30,000 Building $135,423
2024$1,137.00 (+28.91%) Homeowner's exemption$16,542 (+20.88%) Land $3,000 Building $13,542$165,423 (+20.88%) Land $30,000 Building $135,423
2023$882.00 Homeowner's exemption$13,685 (-) Land $3,000 Building $10,685$136,850 (-) Land $30,000 Building $106,850
2022$882.00 Homeowner's exemption$13,685 Land $3,000 Building $10,685$136,850 Land $30,000 Building $106,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 104 Wharton St; there have been 37 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 289 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies289 in force
Nearby Flood Claims37 (2005–2016)
Claims Outside the SFHA19 of 37
Most Recent ClaimAug 2016 · other causes
Claims by Event
  • Severe Storms And Flooding, Mar 2016 · 33 claims
  • Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Wharton St is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · above 79% of Louisiana
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COVINGTON WATER SUPPLY
serves 16,185 people · EPA ID LA1103011
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
May 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: REV.

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