104 Wharton Ct, Georgetown, KY 40324 Property Records

Scott County property record for 104 Wharton Ct, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,472 sqft · built 2005
Lot Size0.244 acres (10,607 sqft)
OwnerIndividual Name on Record
Last Sale$305,000 (Sep 2023)
Tax Bill$2,778 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Sep 2023 Foreclosure
+ 1 more
Flood ZoneZone X (minimal risk)
APN141-20-176.000

Property Details

APN / Parcel Number

Primary APN141-20-176.000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,472 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialCombination
Foundation TypeSlab (Mat/Raft)
Lot Area10,607 sqft (0.244 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address104 WHARTON CT
CityGEORGETOWN
StateKY
Zip40324-2155
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBRADFORD COTTAGE
Legal SubdivisionBRADFORD COTTAGE
Legal Lot Number342
Legal Unit3J
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group3
Census Block3010
Census Tract40203

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address104 WHARTON CT, GEORGETOWN, KY 40324-2155
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2023Deed, Transfer · VA Mortgage
REPUBLIC STATE MORTGAGE CO
Sep 5, 2023Commissioner's Deed, Foreclosure
Jun 20, 2019Deed, Transfer · Conventional Mortgage
PRO MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 20, 2023 · Amount on Record
Deed SaleSep 20, 2023 · Amount on Record
Prior SaleSep 5, 2023 · Amount on Record
Deed Document Number2023483308
Deed Book / Page444 / 536
Record UpdatedOct 29, 2026

September 2023: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateSep 20, 2023
Property Address104 WHARTON CT, GEORGETOWN, KY 40324-2155
Document Number00D444/536
Book / PageD444 / 536
Map ReferenceCAB 8 SL 320
Instrument DateSep 18, 2023
Instrument483308
Transaction TypeTransfer
Record UpdatedOct 12, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$305.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 525, LEXINGTON, KY 40588-0525

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 WHARTON CT, GEORGETOWN, KY 40324-2155

Mortgage

Document Number0000483311
DateSep 20, 2023
Instrument483311
Lender
NameREPUBLIC STATE MORTGAGE CO
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

September 2023: Commissioner's Deed, Foreclosure

Document TypeCommissioner's Deed
JurisdictionSCOTT KY
Recording DateSep 5, 2023
Property Address104 WHARTON CT, GEORGETOWN, KY 40324-2155
Document Number00D444/224
Book / PageD444 / 224
Map ReferenceCAB 8 SL 320
Instrument DateAug 28, 2023
Instrument480052
Transaction TypeForeclosure
Record UpdatedSep 29, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 525, LEXINGTON, KY 40588-0525

June 2019: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateJun 20, 2019
Property Address104 WHARTON CT, GEORGETOWN, KY 40324-2155
Document NumberD406/445
Book / PageD406 / 445
Map ReferenceCAB 8 SL 320
Instrument DateJun 19, 2019
Instrument401416
Transaction TypeTransfer
Record UpdatedJun 14, 2021
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$165.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3838 MOREHEAD LN, 3838, PULASKI, VA 24301-7116

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 WHARTON CT, GEORGETOWN, KY 40324-2155

Mortgage

Document Number401417
DateJun 20, 2019
Instrument401417
Lender
NamePRO MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$312,000 (-)$312,000 (-)
2025$2,778.00 (+47.06%)$312,000 (+49.71%)$312,000 (+49.71%)
2023$1,889.00 (+19.18%)$208,400 (+14%) Land $35,000 Building $173,400$208,400 (+14%) Land $35,000 Building $173,400
2022$1,585.00$182,800 Land $30,000 Building $152,800$182,800 Land $30,000 Building $152,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN MUNICIPAL WATER SERVICE
serves 44,608 people · EPA ID KY1050157
Water SourceSurface water
Last State InspectionAug 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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