Cleveland County property record for 104 Whaley St, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 1,164 sqft · built 1990 |
| Lot Size | 0.473 acres (20,640 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,092 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 35377 |
| Primary APN | 35377 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,164 sqft Finished Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 20,640 sqft (0.473 acres) |
| Lot Dimensions | 215 ft deep x 96 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 284 sqft |
| Canopy | 420 sqft |
| Storage Building | Storage Building |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1084428 |
|---|---|
| Street Address | 104 WHALEY ST |
| City | SHELBY |
| State | NC |
| Zip | 28150-2806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA4 |
| Legal Description | N PT 14&16 PB15-31 SEC 2 GLENDALE |
| Legal Subdivision | GLENDALE |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 950800 |
104 Whaley St is owned and occupied by two individuals.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 WHALEY ST, SHELBY, NC 28150-2806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 104 Whaley St was $1,092, up 7.4% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,092.00 (+7.37%) | $160,286 (-) Land $17,203 Building $143,083 | $160,286 (-) Land $17,203 Building $143,083 |
| 2025 | $1,017.00 | $160,286 Land $17,203 Building $143,083 | $160,286 Land $17,203 Building $143,083 |
| 2023 | $112,614 Land $16,128 Building $96,486 | $112,614 Land $16,128 Building $96,486 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Whaley St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 104 Whaley St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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