104 West St, Haverstraw, NY 10927 Property Records

Rockland County and Haverstraw Town property record for 104 West St, Haverstraw, NY 10927

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 720 sqft · built 1970
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392201 27.62-2-4`

Property Details

APN / Parcel Number

Primary APN	`392201 27.62-2-4`
Alternative APNs	`220102706200020040000000` `0004770`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0004770
Old Parcel Number	220102706200020040000000
Street Address	104 WEST ST
City	HAVERSTRAW
State	NY
Zip	10927-2014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	121
Legal Description	5.-3-37.1
Legal Subdivision	LAWRENCE & GLADYS KOVALSKY
Legal Block	2
Legal Lot Number	4.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	HAVERSTRAW
Census Block Group	3
Census Block	3006
Census Tract	10702

Owner

104 West St is owned and occupied by an individual who acquired it in April 2021.

Source: Rockland County and Haverstraw Town records, as of December 26, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	104 WEST ST, HAVERSTRAW, NY 10927-2014
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2021
Deed Sale	Apr 7, 2021
Prior Sale	Mar 1, 2011 · Amount on File
Deed Document Number	0202114882
Deed Book / Page	2021 / 14882
Record Updated	Jun 8, 2026

April 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	Apr 7, 2021
Property Address	104 WEST ST, HAVERSTRAW, NY 10927-2014
Document Number	0000014882
Map Reference	BK 101 PG 31
Instrument Date	Mar 29, 2021
Instrument	2021-00014882
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 WEST ST, HAVERSTRAW, NY 10927-2014

Mortgage

Document Number	0000014883
Date	Apr 7, 2021
Instrument	2021-00014883

Lender

Name	ENVOY MORTGAGE LTD

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Rockland County and Haverstraw Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Haverstraw Town
Municipality	Haverstraw Village
Unified School District	Haverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$140,500 (-) Land $58,000 Building $82,500	$3,393,720 (+1,380.44%) Land $1,400,966 Building $1,992,754
2023	$140,500 Land $58,000 Building $82,500	$229,238 Land $94,632 Building $134,606

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 West St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 West St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20