104 Wesley St, Chadbourn, NC 28431 Property Records

Columbus County property record for 104 Wesley St, Chadbourn, NC 28431

Property Summary

Property Type	Single Family Home
Details	1,525 sqft · built 1969
Owner	Individual Name on File
Last Sale	$80,000 (Feb 2019)
Tax Bill	$844 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0250.01-46-0105.000`

Property Details

APN / Parcel Number

Primary APN	`0250.01-46-0105.000`
Alternative APNs	`13-01168` `025110`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,525 sqft Total Area
Flooring	Wood

Exterior

Year Built	Built 1969
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Footing
Roof Type	Hip
Roof Material	Rolled Roofing

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	13-01168
Street Address	104 WESLEY ST
City	CHADBOURN
State	NC
Zip	28431-2710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT#3-4 BRENDA NEALY
Legal Lot Number	3-4
Jurisdiction	COLUMBUS NC
Township / Civil Division	CHADBOURN
Census Block Group	5
Census Block	5010
Census Tract	930700

Owner

104 Wesley St is owned and occupied by an individual who bought it in February 2019.

Source: Columbus County records, as of November 28, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	104 WESLEY ST, CHADBOURN, NC 28431-2710
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2019 · Amount on File
Deed Sale	Feb 15, 2019 · Amount on File
Deed Document Number	2019000715
Deed Book / Page	1196 / 0776
Record Updated	Jun 8, 2026

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	COLUMBUS NC
Recording Date	Feb 15, 2019
Property Address	104 WESLEY ST, CHADBOURN, NC 28431-2710
Document Number	1196/0776
Book / Page	1196 / 0776
Map Reference	MB 104 PG 55
Instrument Date	Feb 14, 2019
Instrument	2019000715
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	916 CLARENDON CHADBOURN RD, 916, CHADBOURN, NC 28431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 WESLEY ST, CHADBOURN, NC 28431-2710

Mortgage

Document Number	2019000716
Date	Feb 15, 2019
Instrument	2019000716

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 104 Wesley St was $844.

Source: Columbus County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Columbus County
Municipality	Chadbourn Town
Unified School District	Columbus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$844.00	$88,700 Land $9,600 Building $79,100
2023	$844.00	$88,700 Land $9,600 Building $79,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 104 Wesley St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective December 6, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	15 (1996–2025)
Claims Outside the SFHA	10 of 15
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims Hurricane Matthew, Oct 2016 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Wesley St is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHADBOURN serves 2,370 people · EPA ID NC0424020
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20