104 Watertown Rd, Berlin, MD 21811 Property Records

Worcester County property record for 104 Watertown Rd, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,432 sqft · built 1994
Lot Size	0.181 acres (7,877 sqft)
Owner	Individual Name on File
Last Sale	$234,000 (Nov 2017)
Tax Bill	$2,598 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage Oct 2017 Transfer
Flood Zone	Zone X (moderate risk)
APN	`03-092917`

Property Details

APN / Parcel Number

Primary APN	`03-092917`
Alternative APN	`092917`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,432 sqft Total Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,877 sqft (0.181 acres)
Porch	Slab
Porch Area	288 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	092917
Street Address	104 WATERTOWN RD
City	BERLIN
State	MD
Zip	21811-1717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT B-11-433 7877 SQ FT WATERTOWN RD PL OCEAN PINES SEC 11
Legal Subdivision	OCEAN PINES SEC 11
Legal Lot Number	433
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	1
Census Block	1014
Census Tract	951102

Owner

Source: Worcester County assessment roll, as of July 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8843 WARM GRANITE DR, COLUMBIA, MD 21045-5946
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2017	Grant Deed, Transfer · Conventional Mortgage FIRST HM MTG CORP
Oct 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 21, 2017 · Amount on Record
Deed Sale	Nov 21, 2017 · Amount on Record
Prior Sale	Jan 29, 2001
Deed Document Number	20177119-249
Deed Book / Page	7119 / 249
Prior Transfer Date	Sep 29, 2017
Prior Transfer Doc	0071020409
Record Updated	Sep 20, 2026

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Nov 21, 2017
Property Address	104 WATERTOWN RD, OCEAN PINES, MD 21811-1717
Document Number	0071170249
Book / Page	007117 / 000249
Instrument Date	Nov 17, 2017
Transaction Type	Transfer
Record Updated	Dec 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$234.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	8843 WARM GRANITE DR COLUMBIA MD 210455946, COLUMBIA, MD 21045-5946

Mortgage

Document Number	71190253
Date	Nov 21, 2017
Book Page	007119/000253

Lender

Name	FIRST HM MTG CORP
Address	BALTIMORE, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2047

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MD
Recording Date	Oct 27, 2017
Property Address	104 WATERTOWN RD, OCEAN PINES, MD 21811-1717
Document Number	0071020409
Book / Page	007102 / 000409
Instrument Date	Sep 29, 2017
Transaction Type	Transfer
Record Updated	Nov 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	104 WATERTOWN RD OCEAN PINES MD 218111717, OCEAN PINES, MD 21811-1717

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of July 31, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,733 (+9.33%)	$334,000 (-) Land $80,800 Building $253,200
2025	$2,598.00 (+15.72%)	$281,467 (+19.98%)	$334,000 (+30.88%) Land $80,800 Building $253,200
2023	$2,245.00	$234,600	$255,200 Land $80,800 Building $174,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 301 policies
Nearby Flood Policies	301 in force
Nearby Flood Claims	6 (2011–2026)
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Communications Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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