104 Water St, Clinton, MA 01510 Property Records

Worcester County and Clinton Town property record for 104 Water St, Clinton, MA 01510

Property Summary

Property Type	Apartments (5+ Units)
Details	9 bd · 5 ba · 4,873 sqft · built 1895
Lot Size	0.134 acres (5,852 sqft)
Owner	Company Name on Record
Last Sale	$850,000 (Aug 2026)
Tax Bill	$10,400 (2026)
Deeds & Mortgages	Aug 2026 Transfer Aug 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CLIN M:0016 B:2660 L:0000`

Property Details

APN / Parcel Number

Primary APN	`CLIN M:0016 B:2660 L:0000`

Interior

Bedrooms	9 Beds
Full Baths	5 Baths
Total Rooms	20 Rooms
Units	4 Units
Stories	3 Stories
Building Area	4,873 sqft Living Area
Gross Area	6,668 sqft
Basement Area	1,648 sqft
Unfinished Basement	1,648 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	5,852 sqft (0.134 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	104 WATER ST
City	CLINTON
State	MA
Zip	01510-2155
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R1
Legal Block	2660
Jurisdiction	CLINTON MA
Township / Civil Division	CLINTON
Census Block Group	1
Census Block	1004
Census Tract	716300

Owner

Source: Worcester County and Clinton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	104 WATER ST, CLINTON, MA 01510-2155
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Quit Claim Deed, Transfer Quitclaim
Aug 26, 2026	Quit Claim Deed, Transfer · Commercial Mortgage AVIDIA BANK
Mar 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MUTUALONE BANK
Mar 29, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RTN FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2026 · Amount on Record
Deed Sale	Aug 26, 2026 · Amount on Record
Prior Sale	Mar 29, 2019 · Amount on Record
Deed Document Number	202674453
Deed Book / Page	74084 / 341
Prior Transfer Date	Aug 24, 2026
Prior Transfer Doc	0000074453
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLINTON MA
Recording Date	Aug 26, 2026
Property Address	104 WATER ST, CLINTON, MA 01510-2155
Document Number	0000074452
Book / Page	74084 / 337
Instrument Date	Aug 24, 2026
Instrument	202674452
Transaction Type	Transfer
Record Updated	Sep 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	561 MAIN ST, HUDSON, MA 01749-2923

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLINTON MA
Recording Date	Aug 26, 2026
Property Address	104 WATER ST, CLINTON, MA 01510-2155
Document Number	0000074453
Book / Page	74084 / 341
Instrument Date	Aug 24, 2026
Instrument	202674453
Transaction Type	Transfer
Record Updated	Sep 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 WATER ST, CLINTON, MA 01510-2155

Mortgage

Date	Aug 26, 2026

Lender

Name	AVIDIA BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MA
Property Address	104 WATER ST, CLINTON, MA 01510-2155
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64653-170
Date	Mar 10, 2021
Book Page	64653/170
Instrument	33387

Lender

Name	MUTUALONE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLINTON MA
Recording Date	Mar 29, 2019
Property Address	104 WATER ST, CLINTON, MA 01510-2155
Document Number	60213-153
Book / Page	60213 / 153
Instrument Date	Feb 15, 2019
Instrument	27738
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 FLORENCE ST, HUDSON, MA 01749-2036

Mortgage

Document Number	27739
Date	Mar 29, 2019
Instrument	27739

Lender

Name	RTN FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Clinton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Clinton Town
Unified School District	Clinton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$10,400.00 (+8.82%)	$801,200 (+11.49%) Land $109,900 Building $691,300
2025	$9,557.00 (+1.22%)	$718,600 (-) Land $99,900 Building $618,700
2024	$9,442.00 (+4.11%)	$718,600 (+5.94%) Land $99,900 Building $618,700
2023	$9,069.00	$678,300 Land $90,800 Building $587,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (2007–2010)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLINTON WATER DEPT serves 15,428 people · EPA ID MA2064000
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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