104 Washington St, Waterloo, NE 68069 Property Records

Douglas County property record for 104 Washington St, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,764 sqft · built 1890
Lot Size	0.222 acres (9,672 sqft)
Owner	Owner Name on File
Last Sale	$115,000 (Sep 2007)
Tax Bill	$3,956 (2024)
Deeds & Mortgages	Jan 2023 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`R2410970000`

Property Details

APN / Parcel Number

Primary APN	`R2410970000`
Alternative APNs	`1097 0000 24` `2410970000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,764 sqft Living Area
Basement Area	988 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Gas Log

Exterior

Year Built	Built 1890
Effective Year Built	Effective 2013
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,672 sqft (0.222 acres)
Lot Dimensions	124 ft deep x 78 ft wide
Garage Area	1,644 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	647 sqft
Patio Area	260 sqft
Fence	Fence
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2410970000
Street Address	104 WASHINGTON ST
City	WATERLOO
State	NE
Zip	68069-2009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERLOO-TOWN OF- LOT 9 BLOCK 1 E 12 FT LT 8 & ALL 78 X 124
Legal Subdivision	WATERLOOTOWN OF
Legal Block	1
Legal Lot Number	8-9
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2003
Census Tract	7508

Owner

The current owner of 104 Washington St acquired it in October 2007.

Source: Douglas County records, as of March 16, 2026

Owner of Record	Owner Name on File
Mailing Address	PO BOX 132, WATERLOO, NE 68069-0132

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2007 · Amount on File
Deed Sale	Sep 28, 2007 · Amount on File
Deed Document Number	2007112539
Deed Book / Page	2007 / 112539
Last Transfer Date	Oct 3, 2007
Transfer Doc	0000112539
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	104 WASHINGTON ST, WATERLOO, NE 68069-2009
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005424
Date	Jan 24, 2023
Instrument	2023005424

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Address	OMAHA, NE 68137

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Waterloo Village
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$397,200 Land $22,500 Building $374,700	$397,200 Land $22,500 Building $374,700
2024	$3,956.00 (-10.17%)
2023	$4,404.00 (-2.02%)	$268,400 Land $22,500 Building $245,900	$268,400 Land $22,500 Building $245,900
2022	$4,495.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Washington St in Zone X, where a levee reduces flood risk, though there have been 38 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	38 (1978–2024)
Claims Outside the SFHA	2 of 38
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Washington St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF WATERLOO serves 962 people · EPA ID NE3105517
Water Source	Purchased surface water from METROPOLITAN UTILITIES DISTRICT
Last State Inspection	Oct 2025
Lead	12 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 200
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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