104 Walnut Ave SW, Saint Michael, MN 55376 Property Records

Wright County property record for 104 Walnut Ave SW, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,230 sqft · built 1978
Lot Size	0.3 acres (13,066 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Jan 2005)
Tax Bill	$3,620 (2026)
Deeds & Mortgages	May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114-024-001091`

Property Details

APN / Parcel Number

Primary APN	`114-024-001091`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,230 sqft Living Area
1st Floor Area	1,230 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1986
Architectural Style	Dome
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	13,066 sqft (0.3 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	254 sqft
Storage Building	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	104 WALNUT AVE SW
City	SAINT MICHAEL
State	MN
Zip	55376-9487
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-14 TWP-120 RANGE-024 ZAHLERS 2ND ADDN WLY 70FT OF LT9 BLK1 ALSO ELY10FT OF LT8 BLK1 ALSO ELY10FT OF LT8
Legal Range	024
Legal Township	120
Legal Section	14
Legal Subdivision	ZAHLERS 2ND ADDN
Legal Block	1
Legal Lot Number	9,8
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	1
Census Block	1007
Census Tract	100803

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 WALNUT AVE SW, SAINT MICHAEL, MN 55376-9487
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2005 · Amount on Record
Deed Sale	Jan 18, 2005 · Amount on Record
Prior Sale	Oct 13, 2000 · Amount on Record
Deed Document Number	200593632
Prior Transfer Date	Sep 28, 2000
Prior Transfer Doc	0000070207
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WRIGHT MN
Recording Date	May 18, 2023
Property Address	104 WALNUT AVE SW, SAINT MICHAEL, MN 55376-9487
Document Number	00A1530847
Instrument Date	May 10, 2023
Instrument	A1530847
Transaction Type	Transfer
Record Updated	Jun 28, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 WALNUT AVE SW, SAINT MICHAEL, MN 55376-9487

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 WALNUT AVE SW, SAINT MICHAEL, MN 55376-9487

Mortgage

Document Number	00A1530848
Date	May 18, 2023
Instrument	A1530848

Lender

Name	BANK OF THE WEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Jun 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.6%
Index	Other
Margin	3
Max Rate	11.6%

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,620.00 (+12%)	$326,900 (+1.74%) Land $102,000 Building $224,900	$326,900 (+1.74%) Land $102,000 Building $224,900
2025		$321,300 (+2.29%) Land $107,000 Building $214,300	$321,300 (+2.29%) Land $107,000 Building $214,300
2023	$3,232.00 (+6.95%)	$314,100 (+7.61%) Land $98,300 Building $215,800	$314,100 (+7.61%) Land $98,300 Building $215,800
2022	$3,022.00 Homeowner's exemption	$291,900 Land $91,000 Building $200,900	$291,900 Land $91,000 Building $200,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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