104 Wallace Ln, Cloverdale, CA 95425 Property Records

Sonoma County property record for 104 Wallace Ln, Cloverdale, CA 95425

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,574 sqft · built 1990
Lot Size	0.122 acres (5,300 sqft)
Owner	2 Individual Names on File
Last Sale	$599,000 (Dec 2024)
Tax Bill	$7,450 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`116-380-052-000`

Property Details

APN / Parcel Number

Primary APN	`116-380-052-000`
Alternative APN	`116-380-052`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,574 sqft Living Area
Gross Area	1,974 sqft
1st Floor Area	1,574 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,300 sqft (0.122 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	116-380-052
Street Address	104 WALLACE LN
City	CLOVERDALE
State	CA
Zip	95425-4418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYCL
Legal Description	LOT 20, RANCHO DE AMIGOS UNIT 4 - PH2
Legal Subdivision	RANCHO DE AMIGOS UNIT 4 PHASE 2
Legal Block	4
Legal Lot Number	20
Jurisdiction	SONOMA CA
Township / Civil Division	CLOVERDALE-GEYSERVILLE
Census Block Group	4
Census Block	4041
Census Tract	154202

Owner

104 Wallace Ln is owned and occupied by two individuals who bought it in December 2024.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	104 WALLACE LN, CLOVERDALE, CA 95425-4418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 14, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 21, 2017	Grant Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2024 · Amount on File
Deed Sale	Dec 9, 2024 · Amount on File
Prior Sale	Mar 21, 2017 · Amount on File
Deed Document Number	202460388
Prior Transfer Date	Aug 31, 2009
Prior Transfer Doc	0000086956
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	104 WALLACE LN, CLOVERDALE, CA 95425-4418
Transaction Type	Mortgage
Record Updated	Feb 4, 2026
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 WALLACE LN, CLOVERDALE, CA 95425-4418

Mortgage

Document Number	0000003938
Date	Jan 27, 2026
Instrument	2026003938

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	104 WALLACE LN, CLOVERDALE, CA 95425-4418
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 WALLACE LN, CLOVERDALE, CA 95425-4418

Mortgage

Document Number	0000109756
Date	Oct 4, 2021
Instrument	2021109756

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	104 WALLACE LN, CLOVERDALE, CA 95425-4418
Document Number	0000046092
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	104 WALLACE LN CLOVERDALE CA 954254418, CLOVERDALE, CA 95425-4418

Mortgage

Document Number	0000046092
Date	Jun 11, 2020
Instrument	46092

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	104 WALLACE LN, CLOVERDALE, CA 95425-4418
Document Number	0000067124
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 WALLACE LN CLOVERDALE CA 954254418, CLOVERDALE, CA 95425-4418

Mortgage

Document Number	0000067124
Date	Sep 20, 2019
Instrument	67124

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 19, 2049

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Mar 21, 2017
Property Address	104 WALLACE LN, CLOVERDALE, CA 95425-4418
Document Number	0000021790
Map Reference	MAP432 PG31-34
Instrument Date	Mar 17, 2017
Instrument	2017021790
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	104 WALLACE LN, CLOVERDALE, CA 95425-4418

Mortgage

Document Number	0000021791
Date	Mar 21, 2017
Instrument	2017021791

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 104 Wallace Ln was $7,450.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Cloverdale City
Unified School District	Cloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$610,980 (+2%) Land $244,290 Building $366,690
2025	$7,450.00	$599,000 Land $239,500 Building $359,500
2023	$6,364.00 (+1.82%)	$493,814 Land $199,118 Building $294,696
2022	$6,250.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 104 Wallace Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Wallace Ln is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLOVERDALE private · serves 8,710 people · EPA ID CA4910002
Water Source	Groundwater influenced by surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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