Miami County property record for 104 W Wright St, Covington, OH 45318 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1993 |
| Square Footage | 1,536 sqft Living Area |
| Lot Size | 4,792 sqft (0.11 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $72,250 (2020) |
| Tax Bill | $1,751.00 (2025) |
| Primary APN | H19-000040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,536 sqft Living Area |
| 1st Floor | 2,064 sqft 1st Floor |
| Upper Floors | 504 sqft Upper Floors |
| Basement Area | 252 sqft Basement |
| Unfinished Basement | 252 sqft Unfinished |
| Family Room | Family Room |
| Stories | 2 Stories |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 4,792 sqft (0.11 acres) |
| Depth X Width | 60 ft x 83 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 500 sqft Garage |
| Deck Area | 187 sqft Deck |
|---|---|
| Patio Area | 120 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 88 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 104 W WRIGHT ST |
|---|---|
| City | COVINGTON |
| State | OH |
| Zip | 45318-1327 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | IL 3 60 E END |
| Legal Subdivision | VILLAGE COVINGTON |
| Legal Lot Number | 3 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | NEWBERRY |
| Census Blockgroup | 2 |
| Census Block | 2015 |
| Census Tract | 325000 |
Source: Miami County records · APN H19-000040
Assessment roll updated March 6, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 W WRIGHT ST, COVINGTON, OH 45318-1327 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 04, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Jun 29, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Nov 24, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 24, 2020 · Amount on Record |
| Deed Sale | Nov 24, 2020 · Amount on Record |
| Prior Sale | Dec 14, 2012 · Amount on Record |
| Deed Doc Number | 20202020OR-17625 |
| Prior Transfer Date | Mar 28, 2014 |
| Prior Transfer Doc | 0000003406 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | May 04, 2026 |
| Property Address | 104 W WRIGHT ST, COVINGTON, OH 45318-1327 |
| Document Number | 0000005276 |
| Instrument Date | Apr 25, 2026 |
| Instrument | 20265276 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 104 W WRIGHT ST, COVINGTON, OH 45318-1327 |
| Document Number | 0000005276, |
|---|---|
| Date | May 04, 2026 |
| Instrument | 20265276 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 104 W WRIGHT ST, COVINGTON, OH 45318-1327 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 104 W WRIGHT ST, COVINGTON, OH 45318-1327 |
| Document Number | 0000006891 |
|---|---|
| Date | Jun 29, 2023 |
| Instrument | 2023OR-06891 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Nov 24, 2020 |
| Property Address | 104 W WRIGHT ST, COVINGTON, OH 45318-1327 |
| Document Number | 0000017625 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 17625 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $145.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 104 W WRIGHT ST COVINGTON OH 453181327, COVINGTON, OH 45318-1327 |
Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newberry Township |
| Municipality | Covington Village |
| Unified School District | Covington Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,751.00 (+128.89%) Homeowner's exemption | $51,100 (+37.59%) Land $8,400 Building $42,700 | $146,000 (+37.61%) Land $24,000 Building $122,000 |
| 2024 | $765.00 (-42.91%) Homeowner's exemption | $37,140 (-) Land $9,100 Building $28,040 | |
| 2023 | $1,340.00 (-3.39%) Homeowner's exemption | $37,140 (-) Land $9,100 Building $28,040 | $106,100 (-) Land $26,000 Building $80,100 |
| 2022 | $1,387.00 Homeowner's exemption | $37,140 Land $9,100 Building $28,040 | $106,100 Land $26,000 Building $80,100 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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