104 W Main St, Harmon, IL 61042 Property Records

Lee County property record for 104 W Main St, Harmon, IL 61042

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,322 sqft · built 1891
Lot Size0.202 acres (8,800 sqft)
OwnerIndividual Name on File
Last Sale$8,000 (Aug 2010)
Tax Bill$1,467 (2025)
Deeds & MortgagesOct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN10-13-15-279-003

Property Details

APN / Parcel Number

Primary APN10-13-15-279-003
Alternative APN
  • 119254

Interior

Full Baths1 Bath
Half Baths2 Half Baths
Stories2 Stories
Building Area1,322 sqft Living Area
Basement Area1,014 sqft
Unfinished Basement1,014 sqft

Exterior

Year BuiltBuilt 1891
Effective Year BuiltEffective 1891
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area8,800 sqft (0.202 acres)
Lot Dimensions160 ft deep x 55 ft wide

Location & Zoning

Account Number119254
Street Address104 W MAIN ST
CityHARMON
StateIL
Zip61042-9783
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT/LOT:00 TWP:00RNG/BLK:000 HARMON W 5 FT LT 10 ALL LT 9 BLK C BK 9807-3344 QCD
Legal SubdivisionVILLAGE HARMON
Legal BlockC
Legal Lot Number9-10
JurisdictionLEE IL
Township / Civil DivisionHARMON
Census Block Group2
Census Block2114
Census Tract700

Owner

104 W Main St is owned by an individual who bought it in August 2010.

Source: Lee County records, as of June 16, 2026

Owner of RecordIndividual Name on File
Mailing Address1004 SHORE ACRES RD, ROCK FALLS, IL 61071-1444
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2010 · Amount on File
Deed SaleAug 26, 2010 · Amount on File
Deed Document Number20104574
Deed Book / Page1008 / 2678
Prior Transfer DateApr 29, 2010
Prior Transfer Doc01008/2678
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE IL
Property Address104 W MAIN ST, HARMON, IL 61042-9783
Transaction TypeMortgage
Record UpdatedNov 13, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201904306
DateOct 30, 2019
Instrument201904306
Lender
NameASSOCIATED BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 104 W Main St was $1,467, up 14% from the year before.

Source: Lee County assessment roll, as of June 16, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLee County
County SubdivisionHarmon Township
MunicipalityHarmon Village
Unified School DistrictAmboy Community Unit School District 272 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,467.00 (+13.99%)$20,740 (+1%) Land $2,061 Building $18,679$62,220 (+1%) Land $6,183 Building $56,037
2024$1,287.00$18,855 Land $1,874 Building $16,981$56,565 Land $5,622 Building $50,943

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 W Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective August 31, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1980–1981)
Most Recent ClaimAug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 W Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARMON
serves 111 people · EPA ID IL1030300
Water SourceGroundwater
Last State InspectionFeb 2026
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Brightspeed
DSL
80 / 10
Verizon
Fixed Wireless
25 / 6
Rise Broadband
Fixed Wireless
25 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Main St

Nearby Streets

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