104 W Main St, Delphi, IN 46923 Property Records

Carroll County property record for 104 W Main St, Delphi, IN 46923

Property Summary

Property TypeCommercial
Details5,200 sqft · built 1870
Lot Size0.028 acres (1,219 sqft)
OwnerCompany Name on File
Last Sale$375,000 (Apr 2026)
Tax Bill$1,938 (2025)
Deeds & MortgagesApr 2026 Mortgage
Apr 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-06-29-019-039.000-007

Property Details

APN / Parcel Number

Primary APN08-06-29-019-039.000-007
Alternative APNs
  • 00586060594
  • 0171903900

Interior

Plumbing Fixtures10 Plumbing Fixtures
Stories3 Stories
Building Area5,200 sqft Total Area
1st Floor Area5,200 sqft
Basement Area1,200 sqft

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 1870
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area1,219 sqft (0.028 acres)
Lot Dimensions60 ft deep x 20 ft wide

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account Number00586060594
Street Address104 W MAIN ST
CityDELPHI
StateIN
Zip46923-1556
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionDELPHI OP PT LOT 29
Legal SubdivisionMERKLE, KENDALL & CO MID 3
Legal Lot Number29
JurisdictionCARROLL IN
Township / Civil DivisionDEER CREEK
Census Block Group1
Census Block1061
Census Tract959600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Delphi Residential Historic District
listed 2024 · 215 contributing resources · NRIS 100011037

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

104 W Main St, a commercial property, is owned by a company that bought it in April 2026.

Source: Carroll County records, as of July 21, 2026

Owner of RecordCompany Name on File
Mailing Address9644 GREENTREE DR, CARMEL, IN 46032-9098
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2026Warranty Deed, Transfer · Conventional Mortgage
COMMUNITY FIRST BANK OF INDIANA
Apr 6, 2026Warranty Deed, Transfer · Conventional Mortgage
COMMUNITY FIRST BANK OF INDIANA
Aug 10, 2020Intrafamily Transfer, Transfer · Stand-Alone Refinance
THE RICHARD WALTER PAUL LIVING TRUS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2026 · Amount on File
Deed SaleApr 6, 2026 · Amount on File
Prior SaleAug 10, 2020 · Amount on File
Deed Document Number2026899
Prior Transfer DateOct 3, 2024
Prior Transfer Doc2024002638
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARROLL IN
Recording DateApr 6, 2026
Property Address104 W MAIN ST, DELPHI, IN 46923-1556
Document Number2026000899
Instrument DateMar 31, 2026
Instrument2026899
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address9644 GREENTREE DR, CARMEL, IN 46032-9098

Mortgage

Document Number0000000900,
DateApr 6, 2026
Instrument2026900
Lender
NameCOMMUNITY FIRST BANK OF INDIANA
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Max Rate-1%

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARROLL IN
Recording DateApr 6, 2026
Property Address104 W MAIN ST, DELPHI, IN 46923-1556
Document Number0000000899
Instrument DateMar 31, 2026
Instrument2026.899
Transaction TypeTransfer
Record UpdatedApr 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address9644 GREENTREE DR, CARMEL, IN 46032-9098

Mortgage

Document Number0000000900,
DateApr 6, 2026
Instrument2026..900
Lender
NameCOMMUNITY FIRST BANK OF INDIANA
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate6.01%
Max Rate-1%

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCARROLL IN
Recording DateAug 10, 2020
Property Address104 W MAIN ST, DELPHI, IN 46923-1556
Document Number2020002569
Map ReferenceMB B PG 639
Instrument DateJul 31, 2020
Instrument2020002569
Transaction TypeTransfer
Record UpdatedDec 6, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 PARK FOREST DR N, WHITELAND, IN 46184-9774

Mortgage

Document Number2020002570
DateAug 10, 2020
Instrument2020002570
Lender
NameTHE RICHARD WALTER PAUL LIVING TRUS
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueSep 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 104 W Main St was $1,938, up 0.1% from the year before.

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyCarroll County
County SubdivisionDeer Creek Township
MunicipalityDelphi City
Unified School DistrictDelphi Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,938.00 (+0.05%)$84,700 Land $12,100 Building $72,600$84,700 Land $12,100 Building $72,600
2024$1,937.00
2023$69,600 (+2%) Land $12,100 Building $57,500$69,600 (+2%) Land $12,100 Building $57,500
2022$1,542.00$58,000 Land $12,100 Building $45,900$58,000 Land $12,100 Building $45,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 104 W Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 104 W Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDELPHI WATER WORKS
serves 3,200 people · EPA ID IN5208002
Water SourceGroundwater
Last State InspectionMar 2026
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
On-Ramp Indiana
Fixed Wireless
200 / 35

Nearby Properties on W Main St

Nearby Streets

Search Property Records by Address or Parcel Number