Kent County property record for 104 W Cross St, Galena, MD 21635
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2,400 sqft · built 2003 |
| Lot Size | 0.359 acres (15,630 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,000 (Feb 1977) |
| Tax Bill | $5,045 (2026) |
| Deeds & Mortgages | Aug 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-010743 |
| Primary APN | 01-010743 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,400 sqft Total Area |
| 1st Floor Area | 2,400 sqft |
| Flooring | Carpet |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,630 sqft (0.359 acres) |
| Lot Dimensions | 86 ft deep x 76 ft wide |
| Cooling System | Package A/C |
|---|---|
| Sewer | Connected |
| Account Number | 010743 |
|---|---|
| Street Address | 104 W CROSS ST |
| City | GALENA |
| State | MD |
| Zip | 21635-1558 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | LOT 76.8X86.05 104 W CROSS ST GALENA |
| Legal Subdivision | PENNINGTON HOTEL |
| Legal Lot Number | 104 |
| Jurisdiction | KENT MD |
| Township / Civil Division | 1, MASSEY |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 950100 |
Source: Kent County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 212, GALENA, MD 21635-0212 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 1977 · Amount on Record |
| Deed Sale | Feb 15, 1977 · Amount on Record |
| Deed Book / Page | 72 / 514 |
| Last Transfer Date | Jun 13, 2018 |
| Transfer Doc | 0009620015 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENT MD |
| Recording Date | Aug 29, 2018 |
| Property Address | 104 W CROSS ST, GALENA, MD 21635-1558 |
| Document Number | 0009620015 |
| Book / Page | 000962 / 000015 |
| Instrument Date | Jun 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $550.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | PO BOX 282 GALENA MD 216350282, GALENA, MD 21635-0282 |
Source: Kent County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Kent County |
| Municipality | Galena Town |
| Unified School District | Kent County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,045.00 (+2.1%) | $375,800 (+2.11%) Land $178,100 Building $197,700 | $375,800 (-) Land $178,100 Building $197,700 |
| 2025 | $4,941.00 (+3.11%) | $368,033 (+4.41%) | $375,800 (+6.61%) Land $178,100 Building $197,700 |
| 2023 | $4,792.00 | $352,500 Land $178,100 Building $174,400 | $352,500 Land $178,100 Building $174,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (1999–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GALENA serves 560 people · EPA ID MD0140004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| RiverNet Fixed Wireless | 1,200 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Breezeline, IQ Fiber.
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