104 W Copa Palm Loop, Montgomery, TX 77316 Property Records

Montgomery County property record for 104 W Copa Palm Loop, Montgomery, TX 77316

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,807 sqft
Lot Size	0.359 acres (15,630 sqft)
Owner	2 Company Names on Record
Tax Bill	$18,190 (2025)
Deeds & Mortgages	Apr 2024 Construction Loan Apr 2024 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7927-02-01900`

Property Details

APN / Parcel Number

Primary APN	`7927-02-01900`
Alternative APN	`R489177`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Stories	1 Story
Building Area	3,700 sqft Living Area
1st Floor Area	3,700 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	15,630 sqft (0.359 acres)
Porch	Open Frame Porch
Porch Area	402 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	104 W COPA PALM LOOP
City	MONTGOMERY
State	TX
Zip	77316-2820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S792702 - PINE ISLAND AT WOODFOREST 02, BLOCK 3, LOT 1
Legal Subdivision	PINE ISLAND AT WOODFOREST 02
Legal Block	3
Legal Lot Number	1
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1027
Census Tract	694503

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	104 W COPA PALM LOOP, MONTGOMERY, TX 77316-2820
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Deed of Trust, Mortgage · Construction Mortgage CADENCE BANK NA
Apr 9, 2024	Warranty Deed, Construction Loan · Construction Mortgage CADENCE BANK NA
Jan 3, 2023	Vendor's Lien, Transfer · Commercial Mortgage CADENCE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2025
Deed Sale	Sep 5, 2025
Prior Sale	Jan 3, 2023 · Amount on Record
Deed Document Number	202591024
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	104 W COPA PALM LOOP, MONTGOMERY, TX 77316-2820
Transaction Type	Mortgage
Record Updated	May 10, 2024
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 N LINCOLN PARK W, CHICAGO, IL 60614-4708

Mortgage

Document Number	0000040911
Date	Apr 26, 2024
Instrument	2024040911

Lender

Name	CADENCE BANK NA
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Nov 1, 2030
Change Frequency	6 Months
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.7%

April 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Apr 9, 2024
Property Address	104 W COPA PALM LOOP, MONTGOMERY, TX 77316-2820
Document Number	0000034583
Map Reference	CAB Z SH 5441
Instrument Date	Apr 8, 2024
Instrument	2024034583
Transaction Type	Construction Loan
Record Updated	Dec 5, 2025
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30643 FM 2978 RD, MAGNOLIA, TX 77354-2316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 N LINCOLN PARK W # 701, 701, CHICAGO, IL 60614-4708

Mortgage

Document Number	0000040911
Date	Apr 9, 2024
Instrument	2024040911

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Nov 1, 2030
Change Frequency	6 Months
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.7%

January 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Jan 3, 2023
Property Address	104 W COPA PALM LOOP, MONTGOMERY, TX 77316-2820
Document Number	0000000236
Map Reference	CAB Z SL 5441
Instrument Date	Dec 28, 2022
Instrument	2023000236
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	UNIVERSITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30643 FM 2978 RD, MAGNOLIA, TX 77354-2316
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000237
Date	Jan 3, 2023
Instrument	2023000237

Lender

Name	CADENCE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Montgomery Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,515,129 (+73.84%) Land $200,000 Building $1,315,129	$1,515,129 (+73.84%) Land $200,000 Building $1,315,129
2025	$18,190.00 (+496.2%)	$871,585 (+550.44%) Land $200,000 Building $671,585	$871,585 (+550.44%) Land $200,000 Building $671,585
2024	$3,051.00 (+45.22%)
2023	$2,101.00	$134,000 Land $134,000	$134,000 Land $134,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 143 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	143 in force
Nearby Flood Claims	3 (2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY TRACE WATER SYSTEM private · serves 25,917 people · EPA ID TX1700638
Water Source	Purchased surface water from SJRA GRP SW TREATMENT PLANT
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MidSouth Fiber Internet Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ezee Fiber, Xfinity.

Nearby Properties on W Copa Palm Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures