104 W 2nd St, Wayne, NE 68787 Property Records

Wayne County property record for 104 W 2nd St, Wayne, NE 68787

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,254 sqft · built 1900
Lot Size	0.052 acres (2,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Nov 2025)
Tax Bill	$1,477 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Nov 2012 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0002753.00`

Property Details

APN / Parcel Number

Primary APN	`0002753.00`
Alternative APN	`1231-00-0-50001-012-2753`

Interior

Stories	2 Stories
Building Area	2,254 sqft Total Area

Exterior

Year Built	Built 1900
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	2,300 sqft (0.052 acres)
Lot Dimensions	50 ft deep x 46 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	104 W 2ND ST
City	WAYNE
State	NE
Zip	68787-1913
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	03-COMMERCIAL
Legal Description	W 46' OF E 126' OF LOTS 7 & 8 BLK 12 ORIGINAL WAYNE
Legal Subdivision	ORIGINAL WAYNE
Legal Block	12
Legal Lot Number	7,8
Jurisdiction	WAYNE NE
Township / Civil Division	STRAHAN
Census Block Group	4
Census Block	4034
Census Tract	978700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Wayne Commercial Historic District listed 2009 · 44 contributing resources · NRIS 09001071

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Wayne County records, as of March 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	83395 HIGHWAY 15, PILGER, NE 68768-4039
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2019	Deed of Trust, Mortgage FIRST NATIONAL BANK OF OMAHA
Nov 28, 2012	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF WAYNE
Jul 26, 2013	Deed of Trust, Mortgage · USDA Mortgage UNITED STATES DEPARTMENT OF AGRICULTURE
Oct 5, 2021	Warranty Deed, Transfer · Line of Credit MADISON COUNTY BANK
Dec 2, 2008	Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2025 · Amount on Record
Deed Sale	Nov 14, 2025 · Amount on Record
Prior Sale	Dec 2, 2008 · Amount on Record
Deed Document Number	334
Prior Transfer Date	Oct 5, 2021
Prior Transfer Doc	211410
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE NE
Property Address	104 W 2ND ST, WAYNE, NE 68787-1913
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000190954
Date	Jul 3, 2019
Instrument	190954

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	COLUMBUS, NE 68601

Agreement

Amount	Amount Recorded

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE NE
Property Address	104 W 2ND ST, WAYNE, NE 68787-1913
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000121632
Date	Nov 28, 2012
Instrument	121632

Lender

Name	FIRST NATIONAL BANK OF WAYNE
Address	WAYNE, NE 68787

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE NE
Property Address	104 W 2ND ST, WAYNE, NE 68787-1913
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000131038
Date	Jul 26, 2013
Instrument	131038

Lender

Name	UNITED STATES DEPARTMENT OF AGRICULTURE
Type	Government Agency
Address	LINCOLN, NE 68510

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jul 26, 2053

Interest

Rate	3%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE NE
Recording Date	Oct 5, 2021
Property Address	104 W 2ND ST, WAYNE, NE 68787-1913
Document Number	211410
Instrument Date	Sep 28, 2021
Instrument	211410
Transaction Type	Transfer
Record Updated	Oct 20, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	211411
Date	Oct 5, 2021
Instrument	211411

Lender

Name	MADISON COUNTY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

December 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	WAYNE NE
Recording Date	Dec 2, 2008
Property Address	104 W 2ND ST, WAYNE, NE 68787-1913
Document Number	0000081574
Instrument Date	Dec 1, 2008
Instrument	081574
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$351.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0000081575
Date	Dec 2, 2008
Instrument	081575

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Wayne County
Municipality	Wayne City
Unified School District	Wayne Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,477.00 (+16.21%)	$117,415 (+13.09%) Land $4,600 Building $112,815	$117,415 (+13.09%) Land $4,600 Building $112,815
2024	$1,271.00 (-32.96%)	$103,820 (-6.89%) Land $4,600 Building $99,220	$103,820 (-6.89%) Land $4,600 Building $99,220
2023	$1,896.00	$111,500 Land $4,600 Building $106,900	$111,500 Land $4,600 Building $106,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WAYNE serves 5,990 people · EPA ID NE3118104
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Selenium resolved · Jan 2020 Nitrate-Nitrite resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Fastwyre Broadband Cable · Fiber in parts of the area	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Great Plains Communications, Nextlink.

Nearby Properties on W 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures