104 Viola Dr, Troy, IL 62294 Property Records

Madison County property record for 104 Viola Dr, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1969
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$189,000 (May 2020)
Tax Bill	$5,329 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Apr 2018 Mortgage
APN	`09-2-22-10-09-101-030`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-10-09-101-030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,120 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	110 ft deep x 100 ft wide
Garage Type	Attached
Porch	Porch
Porch Area	625 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	104 VIOLA DR
City	TROY
State	IL
Zip	62294-1718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANAHAN THIRD SUBD LOT 41 & PT LOT 40 96.31S X 125.6 IRR
Legal Subdivision	LANAHAN THIRD SUBD
Legal Lot Number	41
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	1
Census Block	1029
Census Tract	403531

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 VIOLA DR, TROY, IL 62294-1718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Warranty Deed, Transfer · Conventional with PMI DAS ACQUISITION
Apr 30, 2018	Deed, Transfer · FHA Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2020 · Amount on Record
Deed Sale	May 26, 2020 · Amount on Record
Prior Sale	Dec 22, 2009 · Amount on Record
Deed Document Number	202016626
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	May 26, 2020
Property Address	104 VIOLA DR, TROY, IL 62294-1718
Document Number	0000016626
Instrument Date	May 18, 2020
Instrument	16626
Transaction Type	Transfer
Record Updated	Jun 11, 2020
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$284.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1317 ESIC DR EDWARDSVILLE IL 620253862, EDWARDSVILLE, IL 62025-3862

Mortgage

Document Number	16627
Date	May 26, 2020
Instrument	16627

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IL
Recording Date	Apr 30, 2018
Property Address	104 VIOLA DR, TROY, IL 62294-1718
Document Number	0000012851
Map Reference	PB 37 PG 43
Instrument Date	Apr 6, 2018
Instrument	2018R12851
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	TOWN & COUNTRY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	104 VIOLA DR, TROY, IL 62294-1718

Mortgage

Document Number	0000012852
Date	Apr 30, 2018
Instrument	2018R12852

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,329.00 (+6.81%)	$83,030 (+28.27%) Land $11,220 Building $71,810	$249,090 (+28.14%) Land $33,660 Building $215,430
2024	$4,989.00 (+13.72%)
2022	$4,387.00	$64,730 Land $8,750 Building $55,980	$194,384 Land $26,276 Building $168,108

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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