104 Vine St, Ludlow, IL 60949 Property Records

Champaign County property record for 104 Vine St, Ludlow, IL 60949

Property Summary

Property Type	Single Family Home
Lot Size	0.269 acres (11,698 sqft)
Owner	Individual Name on File
Last Sale	$31,000 (Dec 2020)
Tax Bill	$2,690 (2024)
Deeds & Mortgages	Jun 2021 Line of Credit Dec 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-03-12-205-001`

Property Details

APN / Parcel Number

Primary APN	`14-03-12-205-001`

Exterior

Lot Area	11,698 sqft (0.269 acres)

Location & Zoning

Street Address	104 VINE ST
City	LUDLOW
State	IL
Zip	60949-6000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 HEWERDINE SUB
Legal Range	09E
Legal Township	22N
Legal Section	12
Legal Subdivision	HEWERDINE SUB
Legal Lot Number	12
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	LUDLOW
Census Block Group	1
Census Block	1043
Census Tract	10400

Owner

104 Vine St is owned and occupied by an individual who bought it in December 2020.

Source: Champaign County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	104 VINE ST, LUDLOW, IL 60949-6000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO
Dec 10, 2020	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Dec 10, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Dec 30, 2019	Court-Ordered Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2020 · Amount on File
Deed Sale	Dec 10, 2020 · Amount on File
Prior Sale	Dec 30, 2019
Deed Document Number	202026004
Prior Transfer Date	Nov 24, 2020
Prior Transfer Doc	0000026003
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	104 VINE ST, LUDLOW, IL 60949-6000
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013917
Date	Jun 15, 2021
Instrument	2021R13917

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	FARMER CITY, IL 61842

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 10, 2020
Property Address	104 VINE ST, LUDLOW, IL 60949-6000
Document Number	0000026004
Instrument Date	Nov 25, 2020
Instrument	26004
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$31.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 VINE ST LUDLOW IL 60949, LUDLOW, IL 60949

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 10, 2020
Property Address	104 VINE ST, LUDLOW, IL 60949-6000
Document Number	0000026003
Instrument Date	Nov 24, 2020
Instrument	26003
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	55 BEATTIE PL GREENVILLE SC 296012165, GREENVILLE, SC 29601-2165

December 2019: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 30, 2019
Property Address	104 VINE ST, LUDLOW, IL 60949-6000
Document Number	0000021912
Instrument Date	Dec 12, 2019
Instrument	21912
Transaction Type	Foreclosure
Record Updated	Jan 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	345 SAINT PETER ST ST PAUL MN 551021211, ST PAUL, MN 55102-1211

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Ludlow Township
Municipality	Ludlow Village
Elementary School District	Ludlow Community Consolidated School District 142 (KG - 08)
Secondary School District	Rantoul Township High School District 193 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,780 Land $7,440 Building $54,340	$185,340 Land $22,320 Building $163,020
2024	$2,690.00
2022	$2,989.00 Homeowner's exemption	$44,820 Land $5,400 Building $39,420	$134,460 Land $16,200 Building $118,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Vine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 104 Vine St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUDLOW serves 330 people · EPA ID IL0190400
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	4 ppb (2026–2028) action level 15 ppb
Copper	1.8 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100

May also be available: Fidium Fiber, Verizon.

Nearby Properties on Vine St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures