104 Vine St, Havelock, NC 28532 Property Records

Craven County property record for 104 Vine St, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,244 sqft · built 1952
Lot Size	0.455 acres (19,802 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Mar 2023)
Tax Bill	$1,087 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6-067-027`

Property Details

APN / Parcel Number

Primary APN	`6-067-027`
Alternative APNs	`102201` `120277` `97170`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,244 sqft Living Area
1st Floor Area	1,244 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,802 sqft (0.455 acres)
Garage Type	Attached
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	120277
Street Address	104 VINE ST
City	HAVELOCK
State	NC
Zip	28532-2210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	104 VINE ST LOT 95 J C GODWIN SUBD
Legal Subdivision	J C GODWIN SUBD
Legal Lot Number	95
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	2
Census Block	2011
Census Tract	961301

Owner

104 Vine St is owned and occupied by an individual who bought it in March 2023.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	104 VINE ST, HAVELOCK, NC 28532-2210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC
Mar 30, 2023	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Feb 24, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage BRYAN TESKE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2023 · Amount on File
Deed Sale	Mar 30, 2023 · Amount on File
Prior Sale	Feb 24, 2022 · Amount on File
Deed Document Number	202310110750
Deed Book / Page	3759 / 599
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	104 VINE ST, HAVELOCK, NC 28532-2210
Transaction Type	Mortgage
Record Updated	Mar 1, 2024
Title Company	NOT AVAILABLE, ADVOCUS TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 VINE ST, HAVELOCK, NC 28532-2210

Mortgage

Document Number	03789/1628
Date	Feb 21, 2024
Book Page	3789/1628
Instrument	10122899

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Mar 30, 2023
Property Address	104 VINE ST, HAVELOCK, NC 28532-2210
Document Number	003759/599
Book / Page	3759 / 599
Map Reference	MB 3 PG 106
Instrument Date	Mar 28, 2023
Instrument	10110750
Transaction Type	Transfer
Record Updated	Apr 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1276, MOREHEAD CITY, NC 28557-1276

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 VINE ST, HAVELOCK, NC 28532-2210

Mortgage

Document Number	0003759602
Date	Mar 30, 2023
Instrument	3759/602

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Feb 24, 2022
Property Address	104 VINE ST, HAVELOCK, NC 28532-2210
Document Number	03713/2192
Book / Page	3713 / 2192
Map Reference	MB 3 PG 106
Instrument Date	Feb 22, 2022
Instrument	10092375
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 SUNNY DR, 105, HAVELOCK, NC 28532-9583

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1276, MOREHEAD CITY, NC 28557-1276

Mortgage

Document Number	0037132195
Date	Feb 24, 2022
Instrument	3713/2195

Lender

Name	BRYAN TESKE
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	24 Months
Due	Feb 17, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 104 Vine St was $1,087, up 2.5% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,087.00 (+2.45%)	$133,520 (-) Land $35,000 Building $98,520	$133,520 (-) Land $35,000 Building $98,520
2025	$1,061.00	$133,520 Land $35,000 Building $98,520	$133,520 Land $35,000 Building $98,520
2023	$1,561.00 (+20.73%)	$133,520 (+24.53%) Land $35,000 Building $98,520	$133,520 Land $35,000 Building $98,520
2022	$1,293.00	$107,220 Land $30,000 Building $77,220
2018			$107,220 Land $30,000 Building $77,220

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 104 Vine St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	29 (1995–2019)
Claims Outside the SFHA	24 of 29
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Florence, Sep 2018 · 11 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Vine St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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