104 Vine St, Covington, OH 45318 Property Records

Miami County property record for 104 Vine St, Covington, OH 45318

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,776 sqft · built 1990
Lot Size	0.281 acres (12,275 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Sep 1996)
Tax Bill	$319 (2025)
Deeds & Mortgages	Jul 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`H19-004830`

Property Details

APN / Parcel Number

Primary APN	`H19-004830`
Alternative APN	`080529.3-09-008-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,776 sqft
1st Floor Area	2,272 sqft
2nd Floor Area	504 sqft
Upper Floors Area	504 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1990
Architectural Style	Conventional
Exterior Material	Frame/Masonry
Lot Area	12,275 sqft (0.281 acres)
Lot Dimensions	124 ft deep x 99 ft wide
Garage Area	616 sqft
Porch	Porch
Porch Area	296 sqft
Patio Area	592 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard

Location & Zoning

Street Address	104 VINE ST
City	COVINGTON
State	OH
Zip	45318-1573
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 370 60' & PT IL 371 & VAC ALLEY
Legal Subdivision	JOHN R SHUMANS ADD
Legal Lot Number	370
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2047
Census Tract	325000

Owner

Source: Miami County records · APN H19-004830

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	104 VINE ST, COVINGTON, OH 45318-1573
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 17, 1996 · Amount on Record
Deed Sale	Sep 17, 1996 · Amount on Record
Deed Document Number	1914
Record Updated	Jun 08, 2026

July 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI OH
Recording Date	Jul 26, 2021
Property Address	104 VINE ST, COVINGTON, OH 45318-1573
Document Number	0000012942
Instrument Date	Jul 19, 2021
Instrument	2021OR-12942
Transaction Type	Transfer
Record Updated	Mar 06, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	104 VINE ST, COVINGTON, OH 45318-1573

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$319.00 (+4.93%)	$9,560 (+20.25%) Land $9,560	$27,300 (+20.26%) Land $27,300
2024	$304.00 (+3.75%)	$7,950 (-) Land $7,950
2023	$293.00 (-3.3%)	$7,950 (-) Land $7,950	$22,700 (-) Land $22,700
2022	$303.00	$7,950 Land $7,950	$22,700 Land $22,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 10, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2017 · other causes

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 35
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 84 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	COVINGTON VILLAGE PWS serves 2,718 people
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.