104 Valley Rd, Raymond, ME 04071 Property Records

Cumberland County and Raymond Town property record for 104 Valley Rd, Raymond, ME 04071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,755 sqft · built 2010
Lot Size	5.35 acres (233,046 sqft)
Owner	2 Individual Names on File
Last Sale	$505,000 (Oct 2023)
Tax Bill	$4,477 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`G5112R`

Property Details

APN / Parcel Number

Primary APN	`G5112R`
Alternative APN	`RYMD M:013 L:039 S:B00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,755 sqft Living Area
Gross Area	3,848 sqft
1st Floor Area	832 sqft
Basement Area	1,664 sqft
Finished Basement	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	233,046 sqft (5.35 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	G5112R
Street Address	104 VALLEY RD
City	RAYMOND
State	ME
Zip	04071-6164
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LRR1
Legal Lot Number	39
Jurisdiction	RAYMOND ME
Township / Civil Division	RAYMOND
Census Block Group	1
Census Block	1007
Census Tract	12001

Owner

104 Valley Rd is owned and occupied by two individuals who bought it in October 2023.

Source: Cumberland County and Raymond Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	104 VALLEY RD, RAYMOND, ME 04071-6164
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage JESSIE GEISEL
Oct 10, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage ACADEMY MORTGAGE CORP
Jun 14, 2017	Deed of Trust, Mortgage MECHANICS S&L FSA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2023 · Amount on File
Deed Sale	Oct 10, 2023 · Amount on File
Deed Document Number	202336538
Deed Book / Page	40411 / 103
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAYMOND ME
Property Address	104 VALLEY RD, RAYMOND, ME 04071-6164
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0418510167
Date	Nov 6, 2025
Book Page	41851/167
Instrument	46221

Lender

Name	JESSIE GEISEL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	337 Months
Due	Dec 1, 2053

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAYMOND ME
Recording Date	Oct 10, 2023
Property Address	104 VALLEY RD, RAYMOND, ME 04071-6164
Document Number	0404110103
Book / Page	40411 / 103
Instrument Date	Oct 6, 2023
Instrument	36538
Transaction Type	Transfer
Record Updated	Oct 23, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28 WELLSTONE DR, PORTLAND, ME 04103-2766

Mortgage

Document Number	0000036539
Date	Oct 10, 2023
Instrument	36539

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAYMOND ME
Property Address	104 VALLEY RD, RAYMOND, ME 04071-6164
Document Number	0340920315
Book / Page	034092 / 000315
Instrument Date	Jun 14, 2017
Transaction Type	Mortgage
Record Updated	Jul 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 VALLEY RD RAYMOND ME 040716164, RAYMOND, ME 04071-6164

Mortgage

Document Number	0340920315
Date	Jun 19, 2017
Book Page	034092/000315
Instrument	28312

Lender

Name	MECHANICS S&L FSA
Type	Federal Savings Bank
Address	AUBURN, ME 04212

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2047

Tax Assessment & Valuation

Source: Cumberland County and Raymond Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Raymond Town
Unified School District	Regional School Unit 14 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2024	$4,477.00 (+23.98%)	$260,300 (+14.62%) Land $49,600 Building $210,700
2023	$3,611.00 (+5.99%)	$227,100 (-) Land $49,600 Building $177,500
2022	$3,407.00	$227,100 Land $49,600 Building $177,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 104 Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Valley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Valley Rd

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