104 Vail St, Hackettstown, NJ 07840 Property Records

Warren County and Hackettstown Town property record for 104 Vail St, Hackettstown, NJ 07840

Property Summary

Property Type	Single Family Home
Details	1,586 sqft · built 1941
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Oct 2017)
Tax Bill	$9,044 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00039-0000-00003-01`

Property Details

APN / Parcel Number

Primary APN	`08-00039-0000-00003-01`
Alternative APNs	`08000390000000030001` `08000390000000031`

Interior

Stories	1 Story
Building Area	1,586 sqft Living Area
1st Floor Area	1,586 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Ranch
Construction Type	Frame
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	215 ft deep x 81 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	08000390000000031
Street Address	104 VAIL ST
City	HACKETTSTOWN
State	NJ
Zip	07840-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R125
Legal Block	39
Legal Lot Number	3.1
Jurisdiction	WARREN NJ
Township / Civil Division	HACKETTSTOWN
Census Block Group	1
Census Block	1001
Census Tract	31402

Owner

104 Vail St is owned and occupied by two individuals who bought it in October 2017.

Source: Warren County and Hackettstown Town records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	104 VAIL ST, HACKETTSTOWN, NJ 07840-1220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAMILY FIRST FUNDING LLC
Oct 11, 2017	Grant Deed, Transfer · FHA Mortgage FAMILY FIRST FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2017 · Amount on File
Deed Sale	Oct 11, 2017 · Amount on File
Prior Sale	Sep 22, 2006 · Amount on File
Deed Document Number	2017482555
Deed Book / Page	2800 / 279
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	104 VAIL ST, HACKETTSTOWN, NJ 07840-1220
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007098/152
Date	May 12, 2021
Book Page	7098/152
Instrument	2021-552463

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	May 1, 2046

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Oct 11, 2017
Property Address	104 VAIL ST, HACKETTSTOWN, NJ 07840-1220
Document Number	0000482555
Book / Page	002800 / 000279
Instrument Date	Oct 2, 2017
Instrument	482555
Transaction Type	Transfer
Record Updated	Nov 23, 2017
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 VAIL ST HACKETTSTOWN NJ 078401220, HACKETTSTOWN, NJ 07840-1220

Mortgage

Document Number	482556
Date	Oct 11, 2017
Book Page	006503/000001
Instrument	482556

Lender

Name	FAMILY FIRST FNDG
Type	Funding / Finance Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 104 Vail St was $9,044, up 1.7% from the year before.

Source: Warren County and Hackettstown Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Hackettstown Town
Unified School District	Hackettstown Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,100 (-) Land $103,700 Building $156,400	$260,100 (-) Land $103,700 Building $156,400
2025	$9,044.00 (+1.71%)	$260,100 Land $103,700 Building $156,400	$260,100 Land $103,700 Building $156,400
2024	$8,892.00
2023		$260,100 Land $103,700 Building $156,400	$260,100 Land $103,700 Building $156,400
2022	$8,489.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Vail St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Vail St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HACKETTSTOWN MUA serves 22,000 people · EPA ID NJ2108001
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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