104 Utilities Rd, Union, NJ 07083 Property Records

Union County and Union Township property record for 104 Utilities Rd, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	built 1987
Lot Size	0.133 acres (5,798 sqft)
Owner	2 Individual Names on File
Last Sale	$187,000 (Jul 1998)
Tax Bill	$11,265 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-00401-0000-00001-05`

Property Details

APN / Parcel Number

Primary APN	`19-00401-0000-00001-05`
Alternative APN	`19004010000000010005`

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Bi-Level
Lot Area	5,798 sqft (0.133 acres)
Lot Dimensions	100 ft deep x 58 ft wide

Location & Zoning

Street Address	104 UTILITIES RD
City	UNION
State	NJ
Zip	07083-8021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	401
Legal Lot Number	1.5
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	1
Census Block	1008
Census Tract	33502

Owner

104 Utilities Rd is owned and occupied by two individuals who bought it in July 1998.

Source: Union County and Union Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	104 UTILITIES RD, UNION, NJ 07083-8021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 1998 · Amount on File
Deed Sale	Jul 17, 1998 · Amount on File
Deed Document Number	199854942
Deed Book / Page	4690 / 301
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	104 UTILITIES RD, UNION, NJ 07083-8021
Transaction Type	Mortgage
Record Updated	Nov 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0152930001
Date	Oct 21, 2022
Book Page	15293/1
Instrument	44535

Lender

Name	ATLANTIC FCU
Type	Credit Union
Address	KENILWORTH, NJ 07033

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 18, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 104 Utilities Rd was $11,265, up 4.3% from the year before.

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,300 (-) Land $17,300 Building $31,000	$48,300 (-) Land $17,300 Building $31,000
2025	$11,265.00 (+4.34%)	$48,300 Land $17,300 Building $31,000	$48,300 Land $17,300 Building $31,000
2024	$10,796.00
2023		$48,300 Land $17,300 Building $31,000	$48,300 Land $17,300 Building $31,000
2022	$10,102.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 104 Utilities Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Utilities Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20