Lawrence County property record for 104 Urban Ln, Loretto, TN 38469
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 800 sqft · built 1955 |
| Lot Size | 89.7 acres (3,909,946 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (Dec 2007) |
| Tax Bill | $631 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 050158 02500 |
| Primary APN | 050158 02500 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 800 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,909,946 sqft (89.7 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 182 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 104 URBAN LN |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-2534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DISTRICT: 2 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 960700 |
104 Urban Ln, a rural home, is owned by two individuals who bought it in December 2007.
Source: Lawrence County records, as of January 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1409 OLD CARRIAGE LN SE, HUNTSVILLE, AL 35802-2762 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2007 · Amount on File |
| Deed Sale | Dec 6, 2007 · Amount on File |
| Prior Sale | Oct 6, 1997 · Amount on File |
| Deed Book / Page | 279 / 226 |
| Transfer Doc | 0002780716 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 104 Urban Ln was $631.
Source: Lawrence County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $631.00 Additional exemption filed | $31,375 (-) Land $16,775 Building $14,600 | |
| 2024 | $631.00 Additional exemption filed | $31,375 (-) Land $16,775 Building $14,600 | |
| 2023 | $631.00 Additional exemption filed | $31,375 (-) Land $16,775 Building $14,600 | |
| 2022 | $631.00 | $31,375 Land $16,775 Building $14,600 | $217,600 Land $159,200 Building $58,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Urban Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 104 Urban Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 51% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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