104 Union St, Joliet, IL 60433 Property Records

Will County property record for 104 Union St, Joliet, IL 60433

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,656 sqft · built 2005
Lot Size	0.22 acres (9,779 sqft)
Owner	Individual Name on File
Last Sale	$189,900 (Jun 2021)
Tax Bill	$4,890 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-07-15-114-002`

Property Details

APN / Parcel Number

Primary APN	`30-07-15-114-002`
Alternative APN	`07151140020000`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,656 sqft Living Area
1st Floor Area	512 sqft
Basement Area	572 sqft
Unfinished Basement	572 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	9,779 sqft (0.22 acres)
Lot Dimensions	149 ft deep x 66 ft wide
Garage Area	478 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	104 UNION ST
City	JOLIET
State	IL
Zip	60433-1142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE S 66 FT OF THE W 149 FT OF LOT 1 IN DAVID RICHARDS SUB OF BLKS 13 14 OF CANAL TRUSTEES SUB, BEING A SUB OF PRT OF THE E1
Legal Range	10E
Legal Township	35N
Legal Section	15
Legal Subdivision	DAVID RICHARDS
Legal Block	13,14
Legal Lot Number	1
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	2
Census Block	2034
Census Tract	882400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Joliet East Side Historic District listed 1980 · 275 contributing resources · NRIS 80001418

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

104 Union St is owned and occupied by an individual who bought it in June 2021.

Source: Will County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	104 UNION ST, JOLIET, IL 60433-1142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK NA
Jun 2, 2021	Warranty Deed, Transfer · FHA Mortgage HOME STATE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2021 · Amount on File
Deed Sale	Jun 2, 2021 · Amount on File
Prior Sale	Nov 27, 2013
Deed Document Number	202160786
Prior Transfer Date	Nov 6, 2013
Prior Transfer Doc	0000135631
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	104 UNION ST, JOLIET, IL 60433-1142
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 UNION ST, JOLIET, IL 60433-1142

Mortgage

Document Number	0000040948
Date	Aug 11, 2023
Instrument	R2023040948

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02940

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	334 Months
Due	Jun 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jun 2, 2021
Property Address	104 UNION ST, JOLIET, IL 60433-1142
Document Number	0000060786
Instrument Date	May 10, 2021
Instrument	R2021060786
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	NOT AVAILABLE, ANTIC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 UNION ST, JOLIET, IL 60433-1142

Mortgage

Document Number	0000060787
Date	Jun 2, 2021
Instrument	R2021060787

Lender

Name	HOME STATE BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 104 Union St was $4,890.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Municipality	Joliet City
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,890.00	$68,903 (+9.3%) Land $9,718 Building $59,185	$206,709 (+9.3%) Land $29,154 Building $177,555
2024		$63,040 Land $8,891 Building $54,149	$189,120 Land $26,673 Building $162,447
2022	$4,124.00 Homeowner's exemption	$50,666 Land $7,146 Building $43,520	$151,998 Land $21,438 Building $130,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 104 Union St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	95 (1978–2025)
Claims Outside the SFHA	10 of 95
Most Recent Claim	Dec 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2008 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 104 Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Bertram Communications, Verizon.

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